A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.
Reviews of ether.fi are mostly positive: the Finance app is rated 4.9/5 from 430 App Store ratings. What users like most: best crypto card, high cashback. Top complaints: bugs (app freezes, login issues, balance display issues), limited web/mobile features. Summarized from real user reviews.
1.4.14
October 11, 2026
• Bug fixes and stability improvements
4 issues
Withdrawal whitelist required
Issues with adding funds (not receiving money)
5 requests
Add built-in staking option
Display daily credited interest
This app offers a DeFi-native credit card that allows users to earn cryptocurrency rewards on their purchases. You can spend your money anywhere traditional cards are accepted, skip bank fees, and maintain full control of your crypto assets.
Key features include earning up to 4% cashback on all purchases, the ability to add the card to Apple Wallet, flexible spending options, and exclusive member perks like no transaction fees, priority support, and travel benefits. It also boasts top-level security with passkey sign-up and advanced wallet protection.
Based on the provided information, the app itself appears to be free to download and use. The monetization model is listed as 'free', suggesting there are no upfront costs to access the core functionalities of the crypto card and its associated services.
This app is designed for individuals who want to leverage their everyday spending to earn cryptocurrency rewards. It's particularly suited for those interested in decentralized finance (DeFi) and who value having direct control over their digital assets.
The app prioritizes security with features like easy and secure sign-up using passkeys, bank-grade security audits, and advanced wallet protection. Users can also freeze and unfreeze their card instantly with a tap, providing an additional layer of security for their funds.
