Picnic: Global Account

Buy USD with zero fees and use it worldwide. More than 60,000 Brazilians use the app to save in digital dollars (USDC), travel, receive international payments, and pay bills in Brazil. All in one app, with complete transparency in every transaction. Save in digital dollars. Pay in any currency. You stay in control. We stay transparent. Your Global Account - Keep your balance in digital dollars (USDC), always available - Spend anywhere in the world with your Visa card - No currency conversion spread on USD purchases - Visa exchange rates for other currencies, historically around 0.3% - Zero Picnic fees on the market exchange rate - Every cost is shown before you confirm Visa Card - Accepted in over 180 countries - Online and in-store payments - No annual fee - Free physical card - Apple Pay and Google Pay - Virtual cards for safer online purchases - No IOF tax on eligible card purchases Protected Vault - Earn daily yield on your digital dollars - An additional protection layer at no extra cost - Protection provided through Nexus Mutual and OpenCover protocols - Full transparency about where your funds are allocated International Account - Receive international payments via Wire and ACH - Send funds to international accounts - Fees are always displayed before you confirm Pay Bills in Brazil - Pay any Pix QR Code or Pix Copy & Paste directly from your digital dollar balance - Automatic conversion at the time of payment, with no need to convert to Brazilian reais first - Transparent pricing for every transaction Everything in One App - Track your balance and spending in real time - Instant notifications for every transaction - Add funds via Pix, ACH, Wire, digital dollars, or crypto assets - Complete transaction history You're in Control - Only you can move your money - Not even Picnic can move your funds on your behalf - Every fee is displayed before confirmation - Transactions are verifiable on the blockchain Global Infrastructure - Built on infrastructure provided by Visa, Gnosis Pay, Circle, Monavate, Avenia, Noah, Monerium, Pix, Nexus Mutual, and OpenCover to deliver a global financial experience powered by digital dollars. Perfect for people who want to: - Travel without relying on multiple bank accounts - Receive international payments - Pay bills in Brazil using digital dollars - Diversify part of their savings into digital dollars - Use a simple, transparent global account while staying in control of their money Picnic is a global account powered by digital dollars, built on modern financial infrastructure and blockchain technology to give Brazilians more freedom and control. It's not a bank. It's a new way to use money around the world. Download the app and start using your global account today.