Comparison

ether.fi vs Starryblu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ether.fi

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

Highlights
  • Earn up to 4% cashback in crypto
  • Spend anywhere cards are accepted
  • DeFi-native and non-custodial
  • Add to Apple Wallet
  • Exclusive member perks
  • Top-level security features
Features
Read full description

A smarter credit card that puts you in control. Skip the bank fees and spend your money anywhere cards are accepted. DeFi-native and non-custodial - You control your crypto, always Up to 3% cashback on all purchases Add your card to Apple Wallet Flexible spending options that work for you Members get MANY exclusive perks: No transaction fees 24/7 priority support Premium metal card options Luxury hotel and flight discounts Purchase and travel baggage insurance Visa lounge access and concierge Top level security: Easy, secure sign up with passkeys Bank-grade security audits Freeze and unfreeze your card in a tap Advanced wallet protection Come say hello! Twitter: https://x.com/ether_fi Discord: https://discord.gg/ether-fi *Availability of the products and services on the ether.fi Cash app and any given features of such products may be subject to jurisdictional limitations.

About

Starryblu

Manage your global finances with secure and cost-effective international payments, transfers, and multi-currency accounts. Exchange currencies at real rates, send money to over 40 countries, and receive funds like a local. Features a debit card for global use and robust security measures.

Highlights
  • Secure global payments
  • Multi-currency accounts
  • Instant currency exchange
  • International remittances
  • Global debit card
  • Receive payments like a local
Features
Read full description

Starryblu, the best choice for global payment. With the Starryblu App, manage spending, saving, international transfers, incoming payments, and multiple currencies in one place. Starryblu makes it easier to manage and move your money across borders. Through integrations and partnerships with TenPay Go, PayPal, Alipay+, and other leading payment providers, Starryblu continues to expand its global payment network, giving you more ways to pay, spend, and transfer money worldwide. Whether you're an international student, overseas professional, digital nomad, global entrepreneur, or frequent traveler, Starryblu helps you manage your finances wherever life takes you. - Global Spending | From Everyday Purchases to AI Subscriptions Pay at restaurants, cafés, hotels, shops, online stores, and more. Starryblu also supports payments for global AI tools, software, and digital subscriptions, including ChatGPT and X Premium. - Secure and trustworthy Regulated by the Monetary Authority of Singapore (MAS) and licensed as a Major Payment Institution (MPI). User funds are safeguarded in dedicated accounts at OCBC Bank and kept separate from company assets. PCI DSS certified, with multi-factor authentication, data encryption, biometric verification, AI-powered risk controls, and 24/7 account protection. Backed by leading global investors including Sequoia Capital and Lightspeed Venture Partners. - Internationally recognized design Starryblu won a Gold Award at the US MUSE Design Awards for its product experience and design, helping deliver a secure, simple, and convenient cross-border financial experience. - 200M subsidy campaign Enjoy subsidies across remittances and spending, plus extra user benefits. Rewards are issued automatically and are easy to use. - 10+ multi-currency accounts and instant exchange Open local multi-currency accounts online in minutes and receive payments like a local. Manage global funds in one place with no monthly or maintenance fees. Exchange currencies instantly at competitive rates and receive real-time transaction notifications. - International remittances and transfers Send money to 40+ countries with transparent pricing and no hidden fees. Over 52% of transfers are instant, with eligible transfers arriving within 20 seconds. - Physical debit card Spend and withdraw cash across 40+ countries and regions. Unsupported currencies are automatically exchanged when you pay. Enjoy benefits such as cashback and custom card numbers, with in-app card controls including freeze and unfreeze. - Keep your funds growing Earn daily returns on your account balance, with flexible deposits and withdrawals and no extra handling fees. Account currencies: GBP, EUR, USD, AUD, CAD, HKD, JPY, NZD, SGD Remit to: Hong Kong, Malaysia, South Korea, Vietnam, Philippines, Thailand, Singapore, Sri Lanka, Nepal, India, Indonesia, United States, Canada, Australia, United Kingdom, France, Germany, Italy, Netherlands, Belgium, Luxembourg, Denmark, Ireland, Greece, Portugal, Spain, Austria, Sweden, Finland, Malta, Cyprus, Poland, Hungary, Czech Republic, Slovakia, Estonia, Latvia, Lithuania, Romania, Bulgaria, Croatia Official Website: https://www.starryblu.com/ Financial Compliance: https://www.starryblu.com/en/compliance Customer Service Email: stb@starryblu.com

Screenshots

ether.fi4 screens
Starryblu4 screens

Verdict

The call

The clearest difference is review sentiment: ether.fi at 90% against Starryblu's 27%. ether.fi also leads on rating (4.9 vs 4.6) and update cadence (every 3 days vs weekly). Starryblu's advantage is ads (none vs shown) and iOS requirement (15.0 vs 17.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ether.fi holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 414 and 177 respectively. Written reviews point the same way: 90% of ether.fi's written reviews are positive against 27% of Starryblu's.

UpkeepUpdate frequency

ether.fi ships an update every 3 days, Starryblu weekly. Both last shipped on October 25, 2026.

Scorecard5 real differences · 5 level
ether.fi versus Starryblu: the parameters behind the verdict, then further details
Parameterether.fiStarryblu
PriceFreeFree
Rating4.9 (414 ratings) — better4.6 (177 ratings)
Positive reviews90.4% of reviews — better26.7% of reviews
Number of ratings414 — better177
Update frequencyEvery 3 days — betterWeekly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size173 MB158 MB
Age rating17+4+
DeveloperEther.Fi SEZCWotransfer PTE. LTD.

Customer experience

ether.fi

All ratings388 ratings
Positive99.0%
Neutral0.0%
Negative1.0%
Written reviews322 reviews
Positive90.4%
Neutral0.9%
Negative8.7%

Starryblu

All ratings177 ratings
Positive89.3%
Neutral2.3%
Negative8.5%
Written reviews15 reviews
Positive26.7%
Neutral6.7%
Negative66.7%

Bugs and requests

ether.fi

Reported bugs

4 issues
  • Withdrawal whitelist required
  • Issues with adding funds (not receiving money)
  • Referral bonus not credited
  • Card activation issues

Requested features

5 requests
  • Add built-in staking option
  • Display daily credited interest
  • Add Traditional Chinese language support
  • Integrate more local payment methods (Pix, BRL)
  • Improve tracking of assets and transactions

Starryblu

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ether.fi

No in-app purchases

None

Starryblu

No in-app purchases

Questions

Is ether.fi free?
ether.fi is free to download, with no in-app purchases.
Is Starryblu free?
Starryblu is free to download, with no in-app purchases.
Which has better reviews, ether.fi or Starryblu?
ether.fi is rated higher. ether.fi averages 4.9 out of 5 from 414 ratings, while Starryblu averages 4.6 from 177 ratings.
Do ether.fi or Starryblu have ads?
ether.fi shows ads; Starryblu does not.
Which is updated more often, ether.fi or Starryblu?
ether.fi ships an update every 3 days, and Starryblu weekly. Most recently, ether.fi was updated on October 25, 2026 and Starryblu on October 25, 2026.

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