Comparison

Expense Else vs Couples Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Else

Features
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Expense Else — split shared expenses with your partner, roommates, or family. Log your own spending just as easily. Whether you're splitting rent, tracking a trip budget, or managing a household, Expense Else keeps everyone on the same page with automatic sync and push notifications. CORE FEATURES • Quick Entry — Log expenses in seconds with a simple, fast interface. • Multiple Accounts — Separate accounts for cash, cards, or however you organize your money. Pin favorites for quick access. • Shared Accounts — Invite others to track joint expenses together. Transactions sync automatically, with push notifications so everyone stays in the loop. • Transaction Tags — Create custom tags, assign them to transactions, and filter by tag for powerful organization beyond categories. • Smart Categories — Customizable categories with icons and colors to make every expense easy to identify. • Recurring Transactions — Automate subscriptions, rent, and bills at any frequency you choose. • Advanced Search — Find any transaction with a powerful criteria builder: filter by description, account, category, tags, and date range. INSIGHTS & ANALYSIS • Charts & Trends — Visualize spending with pie charts and trend lines. View breakdowns by category or account across daily, weekly, or monthly periods. • Account Totals — See combined sums across selected accounts for a portfolio-style overview of your finances. • Duplicate Detection — Automatic flagging of potential duplicate entries so nothing gets logged twice. ORGANIZE & MANAGE • Multi-Select Actions — Select multiple transactions to move, delete, or re-categorize in bulk. • Receipt Attachments — Snap a photo and attach it to any transaction for easy reference. • Multiple Currencies — Track expenses in different currencies, perfect for travel or international spending. GETTING STARTED • Try Before You Sign Up — Use Guest Mode to explore all features instantly. Link your account later to keep your data. • Sync Across Devices — Sign in with Google, Apple, or email to keep your data synchronized across all your devices. • Secure Cloud Storage — Your financial data is always protected and accessible. • In-App Feedback — Share your ideas and report issues directly from within the app. • Dark Mode — Switch between light and dark themes. Available in English, French, German, and Polish.

About

Couples Budget Tracker

This app provides a shared financial space for couples to track expenses, split bills, and save for goals. It offers real-time syncing, multiple logging methods, and a calm, guilt-free approach to managing joint finances without bank connections.

Highlights
  • Shared money space for couples
  • Log expenses via text, voice, or receipt
  • Split expenses evenly or by ratio
  • Set and track shared life goals
  • Real-time sync between partners
  • No bank connections required
  • Monthly recaps and optional limits
Features
Read full description

Money works better when you two are on the same team. Untoo is one shared money space for couples. Log what you spend in seconds, split it fairly, keep bills on track, set money aside for what's next, and always know where you stand - with no bank connections and no complicated budgeting. Both of you see everything, live. Neither of you is the admin. LOG IT IN SECONDS Type it, say it out loud, or snap the receipt. "Groceries, $42, split evenly" is already a complete entry: Untoo reads the amount, picks the category, and applies the split you two usually use. In English, Spanish, German, French, Italian, Dutch and Portuguese. BILLS THAT LOG THEMSELVES Rent, subscriptions, the phone bill. Add each bill once: it logs itself when it's due, with a reminder up to a week ahead. The Bills tab shows this month's fixed costs and who pays what. Your first bill is free; Premium covers them all. SPLIT WITHOUT THE MATH Track who paid, and split each expense evenly, by your own ratio, or as a treat. One settle-up screen shows who owes whom, so things stay even. Got a joint account? Add it as a payer too: it counts in your spending, never in the settle-up. No money ever moves through Untoo. SAVE FOR WHAT'S NEXT The trip, the couch, the emergency fund. Shared life goals with visible progress - and money you set aside never counts as spending, so a big saving month never looks like a bad one. YOUR MONTH AT A GLANCE A clear monthly recap, category by category. Set an optional limit on any category, and going over gets a note, not an alarm. No streaks, no lapse-shaming, no red alerts. THE SMALL THINGS • React to each other's entries with any emoji • Deleted something? Either of you can bring it back for 30 days • Log in any currency while traveling; totals stay in the one you two picked • Your own categories, colors and limits • Money date: a short, warm check-in you two do together • Export everything to CSV, or delete your account, right from Settings BUILT FOR TWO, NOT FOR ONE Untoo isn't a personal budget app with a guest seat: you two get equal access. Your money notes are never sold and never used for ads. ONE PREMIUM. BOTH OF YOU. One subscription covers both partners. Either of you can start it, and you both get everything. Premium unlocks: • AI capture - text, voice and receipt photos, with the photo kept on the expense • All your bills and repeating income, unlimited life goals, plus automatic set-asides • Your full history, month-to-month comparisons, and insights in plain words • Home screen widgets: quick add, and your month at a glance • Our year, together: the full annual recap, with cards you can share • Dark mode and color themes Start with a 7-day free trial of everything, for both of you. If you cancel, the free plan stays: manual logging for both of you, pairing and real-time sync, splitting and settle-up, your first life goal, one bill or repeating income, and this month and last month's recap. SUBSCRIPTION DETAILS Untoo Premium is an auto-renewing subscription: $4.99 per month or $39.99 per year (US pricing - your local price is shown in the app before you confirm), each starting with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Untoo Terms of Service: https://untoo.app/terms Privacy Policy: https://untoo.app/privacy Untoo does not move money, connect to banks, or give financial advice.

Screenshots

Expense Else4 screens
Couples Budget Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Else at none against Couples Budget Tracker's 2. Couples Budget Tracker's advantage is update cadence (every 6 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Couples Budget Tracker sells 2 in-app purchases, starting at $4.99 per month. Expense Else asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Else ships an update fortnightly, Couples Budget Tracker every 6 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 7 level
Expense Else versus Couples Budget Tracker: the parameters behind the verdict, then further details
ParameterExpense ElseCouples Budget Tracker
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyFortnightlyEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better16.4
Further details — not scored
Size59 MB67 MB
Age rating4+4+
DeveloperMichal KlikFernand Petit

In-app purchases

None

Expense Else

No in-app purchases

2 purchases

Couples Budget Tracker

Subscriptions2
  • Untoo Premium7 Days trial$4.991 Month
  • Untoo Premium Yearly7 Days trial$39.991 Year

Questions

Is Expense Else free?
Expense Else is free to download, with no in-app purchases.
Is Couples Budget Tracker free?
Couples Budget Tracker is free to download, with in-app purchases available.
Do Expense Else or Couples Budget Tracker have ads?
Neither Expense Else nor Couples Budget Tracker shows ads.
Which is updated more often, Expense Else or Couples Budget Tracker?
Expense Else ships an update fortnightly, and Couples Budget Tracker every 6 days. Most recently, Expense Else was updated on October 30, 2026 and Couples Budget Tracker on November 5, 2026.

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