H44 vs SetMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
H44
Manage your money with a minimalist finance tracker. Organize budgets, track spending, monitor income, and manage bills and subscriptions. Get a clear financial overview with intuitive tools for everyday expenses and long-term wealth building.
- Budget creation and management
- Asset and liability tracking
- Income and expense monitoring
- Bill and subscription management
- Financial overview with balance calculations
- Account and sub-account organization
- Transaction logging and sorting
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H44 Finance Manager is a minimalist app designed to help you manage finances, accounts, budgets, spending, bills and more. Stay organized and in complete control of your finances with intuitive tools for budgeting, bill tracking and finance management. Discover smart finance management with H44 your all-in-one money tracker and money manager. Whether you’re budgeting for everyday expenses or building long-term wealth, H44 Finance Manager helps you stay on top of it all. Use H44 For: Budgeting: Create and manage budgets to track your spending and savings goals Tracking Assets & Liabilities: Log all your accounts, including cash, bank accounts, investments, loans, and credit cards Monitoring Income & Expenses: Keep an eye on your earnings and spending habits with detailed transaction tracking Bill & Subscription Management: Never miss a payment—track upcoming bills and subscriptions effortlessly Financial Overview at a Glance: Get a clear picture of your financial health with automatic balance calculations. Accounts: Add accounts with options to hide/unhide, include/exclude from total balances, rename and delete Maximum 10 visible accounts by default Undo account deletion within 4 seconds Accounts are arranged by date by default Accounts can be reordered as needed Set budgets or goals for accounts Sub-Accounts: Create sub-accounts under each account, hide/unhide, rename, move, include/exclude their totals in account balances and delete them as needed Sub-accounts are arranged by date by default Sub-accounts can be reordered as needed Maximum 9 visible sub-accounts by default Long pressing on sub-account name for 4 seconds creates a copy of the selected sub-account along with all its transactions Set budgets or goals for sub-accounts Transactions: Add, edit, copy, move and delete transactions with ease Long-pressing a transaction name for 4 seconds creates a copy of the transaction By default, transactions are arranged by amount Transactions can be sorted by date in ascending or descending order Transactions can be sorted by day within the current week Double-tapping on a transaction title allows to include or exclude it from totals (mark as paid / unpaid) Add short notes and unlimited detailed text to transactions Add tags to transactions for convenient sorting Note: The free version allows up to 4 transactions per sub-account. Subscribe to Yearly Auto-Renewable Subscription "Paid Futures" $9.99 per/year to unlock unlimited transactions for all sub-accounts. Price may vary by region. Settings: Face ID enhances privacy Dark mode enhances user experience CloudKit integration provides a convenient backup solution Support for English, Armenian, Simplified Chinese, Spanish and German languages You may include emojis and special keyboard characters in any text field of this app Ability to change background colors for Accounts and Sub-Accounts using preset colors Ability to add a widget to display the total of a selected Sub-Account H44 Finance Manager helps with budgeting, expense tracking, money and bill management No registration is required and all your data is kept on your device and in iCloud Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ PRIVACY POLICY: https://h44finance.com/privacy.html
SetMoney
This app helps you manage your personal budget and finances by tracking income and expenses. It offers tools to save money, understand spending habits, and organize financial transactions with customizable categories and detailed insights.
- Secure and private data encryption
- Savings tracking and progress updates
- Track income and expenses
- Customizable transaction categories
- Detailed statistics and insights
- Support for multiple currencies and languages
- Live customer support
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Take control of your finances with SetMoney — the ultimate budget app designed to simplify your personal budget and help you manage your money smarter. Whether you’re looking for a reliable spending tracker, expense tracker, or money manager, SetMoney gives you powerful tools to track income and expenses, save money, and improve your financial habits with ease. Key Features: 1. Secure & Private – Protect your data with the latest encryption technology for worry-free finance management. 2. Savings Tracker – Start saving money for what matters most with simple savings tracking and progress updates. 3. Track Income & Expenses – Use our intuitive expense tracker and income tracker to monitor all your financial transactions in one place. 4. Custom Categories – Personalize your budget app experience by creating custom transaction categories that suit your lifestyle. 5. Statistics & Insights – Get detailed analytics to better understand your financial patterns and become a smarter budget planner. 6. Multiple Currencies – Manage your finances effortlessly in different currencies for global budgeting. 7. Multiple Languages – Use the app in your preferred language for a seamless and comfortable user experience. 8. Multiple Balances – Keep track of up to two balances, customize account names, and choose currencies to fit your money management style. 9. Advanced Filters – Quickly find any transaction using filters by date, type, or category to stay organized. 10. Export Data – Easily save and analyze your financial records in various formats for better finance tracking. 11. Live Support – Get instant assistance from our dedicated support team whenever you need help managing your money budgeting app. SetMoney is more than just a budget planner — it’s your complete finance tracker and personal budget assistant. Whether you want to track spending, organize bills, or plan your financial future, SetMoney is the perfect app to help you take charge of your financial life. Download now and start mastering your finances today!
Screenshots
Verdict
The clearest difference is in-app purchases: SetMoney at none against H44's 1. SetMoney also leads on iOS requirement (15.1 vs 18.4). H44's advantage is update cadence (every 4 days vs fortnightly) and rating (5.0 vs 4.8). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. H44 sells 1 in-app purchase, starting at $9.99 per year. SetMoney asks for nothing beyond the download.
H44 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
H44 ships an update every 4 days, SetMoney fortnightly. Both last shipped on November 4, 2026.
| Parameter | H44 | SetMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | 4.8 (5 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 7 — better | 5 |
| Update frequency | Every 4 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 6 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Aram Hayrapetyan | Bakur Hambardzumyan |
Customer experience
H44
SetMoney
In-app purchases
H44
- Paid Futures$9.991 Year
SetMoney
No in-app purchases









