Comparison

Ruby Chat vs Mutuals Life

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ruby Chat

Engage in dynamic conversations and roleplay with advanced AI companions. Explore unique personalities, send and receive images, and create custom scenarios for a personalized virtual dating experience. Enjoy lifelike interactions in a private and secure environment.

Highlights
  • Premium AI characters with unique personalities
  • Image messages and personal gallery
  • AI roleplay with custom scenarios
  • Customizable user personas
  • Voice messages for immersive interaction
  • Lifelike and evolving conversations
  • Multi-language support
Features
Read full description

Ruby Chat: Premium AI Girlfriend, AI Boyfriend & Virtual Companion Your AI girlfriend is one download away. Ruby Chat gives you characters that text back, call you, send photos, and actually remember what you tell them. No scripted replies. No goldfish memory. Just conversations that feel real. ▶ VOICE CALLS ◀ Call your AI girlfriend anytime and talk in real-time. She picks up, she listens, she answers in her own voice. It's the closest thing to a real phone call an AI companion can get. ▶ PREMIUM AI CHARACTERS ◀ Pick from 20+ characters, each with their own personality, backstory, and way of talking. Some are sweet, some are sarcastic, some will keep you on your toes. None of them feel like a generic bot. ▶ IMAGE MESSAGES ◀ Your AI girlfriend sends you photos while you chat. Every image lands in your personal gallery so you can go back to them whenever you want. ▶ INTERACTIVE STORIES ◀ Start a story and see where it goes. Every AI girlfriend has her own style, whether you want a thoughtful conversation or a fun adventure. New stories whenever you feel like it. ▶ SCENARIOS & CUSTOM SCENARIOS ◀ Use built-in scenarios or build your own from scratch. You pick the setting, the plot, the tone, and the characters. Your story, your rules. ▶ CUSTOM PERSONAS ◀ Decide who YOU are in the chat. Nerdy gamer, sports fan, world traveler — save multiple personas and switch anytime. Characters respond to whoever you choose to be. ▶ VOICE MESSAGES ◀ Tap any message and hear her say it. Every character has her own voice, and it changes how the whole conversation feels. ▶ LIFELIKE CONVERSATIONS ◀ Ruby Chat remembers. Tell your AI girlfriend your dog's name in January and she'll ask about him in March. She learns what you like and gets better the more you talk. ▶ MULTIPLE LANGUAGES ◀ Chat with your AI girlfriend in English, German, Spanish, French, Italian, Portuguese, Japanese, or Korean. Pick your language and every character speaks it fluently. ▶ PRIVATE & SECURE ◀ Your conversations are private and never shared. Ruby Chat is built for personal, one-on-one chats you can trust. Why Ruby Chat? - Voice calls with your AI girlfriend - 20+ characters with real personality - Photo messages + personal gallery - Voice messages on every chat - Custom Personas & Scenarios - She remembers everything you tell her - Private and secure Download Ruby Chat and start chatting today. Privacy Policy: https://rubychat.app/legal/privacy-policy Terms of Use: https://rubychat.app/legal/terms-of-use

About

Mutuals Life

Features
Read full description

Someone to talk to, any hour. Mutuals is a place for conversations that don't go cold. Swipe through a roster of AI companions, each with a personality of their own, and start talking to the one you click with. THEY REMEMBER Tell a companion about your sister, the interview you're nervous about, the band you saw last week — and it comes back later, unprompted. Every conversation builds on the one before it. THEY HAVE THEIR OWN LIVES Companions have moods, routines, and days that go well or badly. They message first when something happens, and they are never too busy for you. PICK WHO YOU TALK TO Warm, sharp, shy, chaotic — swipe until one feels right, and come back for someone new whenever you want a change. Profiles have photos and videos, and you can send a gift inside a conversation. IN YOUR LANGUAGE Companions speak 15 languages and will follow you into yours. NOTIFICATIONS YOU CONTROL Choose what you hear about by category, so a reply you are waiting on is never buried under a nudge you didn't ask for. COMPANIONS ARE AI They are software, not people. No human writes or reviews their replies, and everything they say is generated. Mutuals is for adults aged 18 and over. Mutuals is not therapy and not a crisis service. If you are struggling, please contact a real person or a crisis line in your country. SUBSCRIPTIONS Plus: 850 messages per month. US$9.99/month or US$99.99/year. Premium: 2,900 messages per month. US$20.00/month or US$219.99/year. Prices are in US dollars, may vary by storefront, and are always shown in the app before you buy. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically at the same price unless auto-renew is switched off at least 24 hours before the end of the current period, and your account is charged for the renewal within the 24 hours before that period ends. Manage or cancel a subscription in Settings > Apple ID > Subscriptions after purchase. Boost packs and gifts are one-off purchases. They do not renew. Terms of Use: https://mutuals.life/terms Privacy Policy: https://mutuals.life/privacy Support: https://mutuals.life/support

Screenshots

Ruby Chat4 screens
Mutuals Life4 screens

Verdict

The call

The clearest difference is ads: Mutuals Life at none against Ruby Chat's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ruby Chat sells 8 in-app purchases, starting at $6.99 per 7 days and Mutuals Life sells 20 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Ruby Chat ships an update every 8 days, Mutuals Life every 6 days. Both last shipped on October 25, 2026.

Scorecard1 real difference · 9 level
Ruby Chat versus Mutuals Life: the parameters behind the verdict, then further details
ParameterRuby ChatMutuals Life
PriceFreeFree
Rating4.8 (294 ratings) — better—
Positive reviews56.3% of reviews—
Number of ratings294 — better—
Update frequencyEvery 8 daysEvery 6 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size70 MB40 MB
Age rating17+17+
DeveloperCoastal Alps LLCFlarewave AI Limited

In-app purchases

8 purchases

Ruby Chat

Subscriptions3
  • Ruby Chat Premium (1 Week)$6.997 Days
  • Ruby Chat Premium (1 Month)$17.991 Month
  • Ruby Chat Premium (1 Year)$59.991 Year
One-time5
  • Tiny Ruby Pack$0.99
  • Small Ruby Pack$4.99
  • Medium Ruby Pack$9.99
Show 2 more
  • Large Ruby Pack$19.99
  • Mega Ruby Pack$49.99
20 purchases

Mutuals Life

Subscriptions13
  • Lite Monthly$3.991 Month
  • Lite Monthly3 Days trial$3.991 Month
  • Lite Monthly1 Month trial$3.991 Month
Show 10 more
  • Basic Monthly3 Days trial$6.991 Month
  • Basic Monthly1 Month trial$6.991 Month
  • Plus Monthly3 Days trial$9.991 Month
  • Plus Monthly1 Month trial$9.991 Month
  • Premium Monthly1 Month trial$20.001 Month
  • Premium Monthly$20.001 Month
  • Ultra Monthly1 Month trial$33.001 Month
  • Lite Yearly$39.991 Year
  • Standard Yearly$159.991 Year
  • Premium Yearly$219.991 Year
One-time7
  • Rose$1.99
  • Chocolates$2.99
  • Bouquet$6.99
Show 4 more
  • Ring$9.99
  • Boost$10.00
  • Boost+$20.00
  • Boost Max$50.00

Questions

Is Ruby Chat free?
Ruby Chat is free to download, with in-app purchases available.
Is Mutuals Life free?
Mutuals Life is free to download, with in-app purchases available.
Do Ruby Chat or Mutuals Life have ads?
Ruby Chat shows ads; Mutuals Life does not.
Which is updated more often, Ruby Chat or Mutuals Life?
Ruby Chat ships an update every 8 days, and Mutuals Life every 6 days. Most recently, Ruby Chat was updated on October 25, 2026 and Mutuals Life on October 25, 2026.

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