Comparison

KOTAK vs JOSHTAN

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

KOTAK

Features
Read full description

"Kotak Mahindra International Limited (KMIL) brings to you Kotak International Trade Execution Services (KITES) - A Gateway to Global Investment Opportunities Now invest in Stocks, ETFs, Bonds, Mutual Funds, Structured Products etc., all under one umbrella at the tip of your fingertips! Key Advantages - Curate your own global portfolio - View your conslidated holdings - Create your own watchlist Investment in securities and other asset classes are subject to market risks and are at your discetion. Kindly conduct your own research or consult your investment advisor before making any investments. KITES is an offering from KMIL, which is a Global Business Company incorporated in Mauritius and licensed by the Financial Services Commission, Mauritius to, inter alia, act as an investment dealer."

About

JOSHTAN

Features
Read full description

JOSHTAN is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: * Mutual Funds * Equity Shares * Bonds * Fixed Deposits * PMS * Insurance Key Features: * Complete Portfolio report download including all assets. * View historical Performace of your Portfolio easily * Transaction statement of any period * 1 Click Statement of Account Download for any Asset Management Company in India * Advanced Capital Gain Reports * Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency * SIP Report to be informed of your Running and Upcoming SIPs, STPs. * Insurance list to keep track of premiums to be paid. * Folio details registered with each AMC. Calculators and Tools available: * Retirement Calculator * SIP Calculator * SIP Delay Calculator * SIP Step up Calculator * Marriage Calculator * EMI Calculator

Screenshots

KOTAK4 screens
JOSHTAN4 screens

Verdict

The call

The clearest difference is update cadence: KOTAK at monthly against JOSHTAN's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KOTAK ships an update monthly, JOSHTAN every 2 months. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
KOTAK versus JOSHTAN: the parameters behind the verdict, then further details
ParameterKOTAKJOSHTAN
PriceFreeFree
Update frequencyMonthly โ€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.6 โ€” better16.0
Further details โ€” not scored
Size88 MB103 MB
Age rating17+4+
DeveloperGTN ASIA FINANCIAL SERVICES (PTE) LTDJOSHTAN FINANCIAL SERVICES

In-app purchases

None

KOTAK

No in-app purchases

None

JOSHTAN

No in-app purchases

Questions

Is KOTAK free?
KOTAK is free to download, with no in-app purchases.
Is JOSHTAN free?
JOSHTAN is free to download, with no in-app purchases.
Do KOTAK or JOSHTAN have ads?
Neither KOTAK nor JOSHTAN shows ads.
Which is updated more often, KOTAK or JOSHTAN?
KOTAK ships an update monthly, and JOSHTAN every 2 months. Most recently, KOTAK was updated on October 25, 2026 and JOSHTAN on October 28, 2026.

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