Split By Cheebs vs Budget Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split By Cheebs
Easily manage and share expenses with others. This app simplifies tracking shared costs for flats, trips, or events, automatically calculating debts to ensure fairness. Stay organized with notifications for new expenses and outstanding balances.
- Share expenses with groups
- Automatic debt calculation
- Track shared costs
- Notifications for expenses and debts
- Group management for flats, trips, events
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In this day and age where “together we are stronger”, managing shared finances is often a challenge. This is where splitbycheebs comes in - the clever solution to easily share expenses and keep track of them. The simple expense distribution function makes recording and sharing costs child's play. “Sharing is caring” - and thanks to group management, you can easily manage shared expenses for shared flats, trips or events. The automatic calculation of debts ensures that “no one is at a disadvantage”. You no longer have to worry about complicated bills, because splitbycheebs does it for you. With practical notifications, you will no longer miss any new expenses or outstanding debts - “you snooze, you lose”. This keeps your financial management transparent and organized at all times, so you can concentrate on what's important: your shared experiences. “Good planning is half the battle” - so get started now with splitbycheebs and make sharing your finances a pleasure!
Budget Planner
Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.
- Track credit cards and purchases
- Build debt payoff plans (snowball/avalanche)
- Set category budgets and track spending
- Monitor financial goals and net worth
- Private, local data storage
- Biometric access protection
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Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Split By Cheebs at none against Budget Planner's 3. Split By Cheebs also leads on iOS requirement (15.1 vs 17.0). Budget Planner's advantage is ads (none vs shown) and update cadence (every 5 days vs fortnightly). On price, review sentiment, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner sells 3 in-app purchases, starting at $2.99 per month. Split By Cheebs asks for nothing beyond the download.
Split By Cheebs ships an update fortnightly, Budget Planner every 5 days. The most recent releases landed on October 7, 2026 and October 29, 2026 respectively.
| Parameter | Split By Cheebs | Budget Planner |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 39 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Cheebs UG(haftungsbeschrankt) | JUAN CONRADO A DE LAROSA |
Customer experience
Split By Cheebs
Budget Planner
In-app purchases
Split By Cheebs
No in-app purchases
Budget Planner
- Ctrl Xpenses Pro Monthly$2.991 Month
- Ctrl Xpenses Pro Annual7 Days trial$16.991 Year
- Ctrl Xpenses Pro Lifetime$49.99
Questions
Is Split By Cheebs free?
Is Budget Planner free?
Do Split By Cheebs or Budget Planner have ads?
Which is updated more often, Split By Cheebs or Budget Planner?
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