alWasleh الوَصْلة vs Valu Jo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
alWasleh الوَصْلة
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• The alWasleh app, is designed to facilitate easy and efficient transactions for customers using their Smart Limit balance. • The app features QR code payments at alWasleh closed network merchants, allowing existing customers to select their preferred payment plan at checkout in any physical store. • The app enables customers to easily create login credentials and access account services via SMS. • This includes the Statement of Account service, which allows customers to receive their account status instantly and paperless through a text message on their mobile device. • Customers can also conveniently receive their eFAWATEERcom Biller Number through a text message on their registered mobile. • The app includes a help center with FAQs to provide answers to common queries. • Lastly, the app also has a feature that allows non-customers to express their interest in opening a Smart Limit account by contacting Alwasleh through various channels
Valu Jo
This app provides a Buy Now, Pay Later service, allowing users to shop from a network of merchants and split purchases into flexible payment plans. It offers a fully digital experience for managing payments and accessing funds for everyday essentials and larger purchases.
- Buy Now, Pay Later (BNPL)
- Flexible payment plans
- Shop across a wide merchant network
- Fully digital experience
- Manage payments in one place
- Access funds for purchases
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Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.
Screenshots
Verdict
The clearest difference is update cadence: Valu Jo at fortnightly against alWasleh الوَصْلة's every 4 months. alWasleh الوَصْلة's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
alWasleh الوَصْلة ships an update every 4 months, Valu Jo fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | alWasleh الوَصْلة | Valu Jo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (4 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 52 MB | 138 MB |
| Age rating | 17+ | 4+ |
| Developer | Alwasleh Finance | Valu for Payments and Technical Solutions S.A.E. |
In-app purchases
alWasleh الوَصْلة
No in-app purchases
Valu Jo
No in-app purchases







