Prime Agrim vs Setlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Prime Agrim
Access instant digital loans and salary advances through a unique mobile service. Apply for a payday loan in minutes by answering a few questions, powered by an AI-driven credit scoring system. Enjoy fully digital banking support with no hidden fees.
- Instant digital loans
- Salary advance requests
- AI-driven credit scoring
- Loan eligibility assessment
- Fully digital banking support
- No monthly or yearly fees
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PrimeAgrim is a unique, never-seen-before, digital loan service of Prime Bank PLC. This mobile application, powered by AGAM is available for instant loan.Users can assess their loan eligibility and apply for a payday loan within 5 minutes by answering a few questions. They can also request an advance salary instantly. This technology is inspired by the proprietary Artificial Intelligence driven alternative credit scoring system called III©, (Individual Independence Index). Applying for a loan/ getting a salary advance had never been this easy! Enjoy fully digital banking support for loan applications absolutely free! There is no monthly fees or yearly maintenance fees. Once your organization is onboarded with Prime Bank for this facility, you are ready to avail advance salary. No need to visit bank branches or stand in a queue for a loan application any more, just download the app and register using your Bank account & National Identity number(NID).Answer a few questions and access your salary.
Setlo
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Setlo – India's Circular Debt Settlement Platform Setlo helps individuals track and settle informal debts with friends, family, roommates, colleagues, and trusted circles. Unlike traditional payment apps, Setlo focuses on managing obligations and identifying circular debt loops that can be resolved without requiring money transfers. Every obligation is consent-driven, transparent, and privacy-first.
Screenshots
Verdict
The clearest difference is update cadence: Setlo at weekly against Prime Agrim's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Prime Agrim ships an update every 7 months, Setlo weekly. The most recent releases landed on October 30, 2026 and November 10, 2026 respectively.
| Parameter | Prime Agrim | Setlo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) — better | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 7 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 59 MB |
| Age rating | 17+ | 4+ |
| Developer | Prime Bank Limited | Setlo Technologies private limited |
In-app purchases
Prime Agrim
No in-app purchases
Setlo
No in-app purchases
