Comparison

BudgetNotes vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetNotes

Track expenses, incomes, and set spending limits with customizable categories and multiple budgets. Visualize financial health with insightful charts and stay motivated with savings goals. Syncs across Apple devices and offers personalization options.

Highlights
  • Log transactions and recurring entries
  • Visualize spending with charts
  • Categorize expenses and set limits
  • Track savings goals
  • Manage multiple budgets
  • Customizable notifications and widgets
  • iCloud sync across Apple devices
Features
Read full description

BudgetNotes — Minimalist Budget Tracker Transactions Easily manage your expenses and incomes with BudgetNotes. Log transactions with a few taps and set recurring entries to save time. Quickly search or filter your history to find specific transactions when you need them. Charts Visualize your financial health with clear and insightful charts. Get a detailed view of your spending trends through monthly line charts and category-based pie charts, making it easier to track your financial progress. Expense Categories Stay organized by categorizing your expenses. Assign multiple categories to a single transaction and see where your money goes. Filter by category for a deeper understanding of your spending habits. Spending Limits Take control of your budget with customizable spending limits. Set limits for specific categories and monitor your progress through detailed charts to ensure you’re staying on track. Saving Goals Set and achieve your financial goals with BudgetNotes’ Savings Tracker. Add savings, monitor your progress, and stay motivated with goal tracking features. Multiple Budgets Manage multiple budgets effortlessly. Separate personal and work finances, or organize funds for different projects, all within a single, intuitive app. Notifications Stay on top of your finances with customizable daily or monthly reminders. Log transactions, review budgets, and maintain good financial habits with timely notifications tailored to your needs. Widgets Access your financial status at a glance with BudgetNotes widgets. View your monthly spending summary or category-specific pie charts directly from your home screen for instant updates. iCloud Sync Keep your data secure and synchronized across all your Apple devices with iCloud. Access your budget anytime, anywhere, knowing your information is backed up and protected. Personalization Make BudgetNotes uniquely yours. Customize languages, currency, and visual themes to suit your preferences. Switch between light and dark modes to ensure the interface is always just right for you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendWise

Features
Read full description

Money isn’t just numbers. It’s your habits, your choices, your everyday life. SpendWise: Expense Diary helps you understand where your money goes—without overwhelming you. No clutter. No complexity. Just a simple, thoughtful way to track your expenses and see the bigger picture. Why SpendWise? Because most expense apps feel like work. SpendWise is different. It’s designed to feel natural—like a daily habit you’ll actually stick with. * Log expenses in seconds * Stay aware without overthinking * Build clarity, one entry at a time See Beyond the Numbers Tracking is just the beginning. Turn your spending into meaningful insights: * Visual charts that show where your money goes * Trends that help you understand your habits * Smart breakdowns across weeks, months, and years Because better awareness leads to better decisions. Stay in Control with Budgets Set simple budgets and stay on track: * Know how much you’ve spent at a glance * Understand how close you are to your limits * Build mindful spending habits over time Built for Simplicity No noise. No unnecessary features. * Clean, minimal interface * Light, dark, and custom themes * Weekly, monthly, and yearly views * Powerful search to find any expense instantly Everything you need—nothing you don’t. Your Data, Your Control Your financial data stays with you. No accounts. No unnecessary tracking. Just your personal expense diary. Start Small. Stay Consistent. You don’t need perfect budgeting. You just need awareness. A few entries a day can change how you see your money. Download SpendWise today and take the first step toward mindful spending.

Screenshots

BudgetNotes4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is price: SpendWise at Free against BudgetNotes's $2.99. BudgetNotes's advantage is update cadence (every 3 weeks vs every 4 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SpendWise is free to download; BudgetNotes costs $2.99 up front. BudgetNotes sells 2 in-app purchases, starting at $0.99 per month and SpendWise sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BudgetNotes ships an update every 3 weeks, SpendWise every 4 months. The most recent releases landed on September 8, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
BudgetNotes versus SpendWise: the parameters behind the verdict, then further details
ParameterBudgetNotesSpendWise
Price$2.99Free — better
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.6
Further details — not scored
Size4 MB24 MB
Age rating4+4+
DeveloperCAN AVSARNeerav Kothari

In-app purchases

2 purchases

BudgetNotes

Subscriptions2
  • Premium Monthly7 Days trial$0.991 Month
  • Premium Yearly7 Days trial$9.991 Year
1 purchases

SpendWise

One-time1
  • Premium$3.99

Questions

Is BudgetNotes free?
BudgetNotes costs $2.99, and also offers in-app purchases.
Is SpendWise free?
SpendWise is free to download, with in-app purchases available.
Do BudgetNotes or SpendWise have ads?
Neither BudgetNotes nor SpendWise shows ads.
Which is updated more often, BudgetNotes or SpendWise?
BudgetNotes ships an update every 3 weeks, and SpendWise every 4 months. Most recently, BudgetNotes was updated on September 8, 2026 and SpendWise on September 9, 2026.

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