Comparison

GetriPay Business vs XCHNGfx

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Wallets

About

GetriPay Business

Features

Read full description

Experience seamless transactions and elevate your business operations with GetriPay Business. Perform deposits, withdrawals, airtime, and data purchases effortlessly with our advanced POS terminal

About

XCHNGfx

Features

Read full description

XCHNGfx makes sending and receiving money across borders simple and secure, with a focus on transfers to Nigeria. Whether you’re supporting loved ones or handling international transactions, our platform offers an easy and reliable solution. Key Features: International Transfers Send money to Nigeria from supported regions quickly and affordably. Virtual USD, NGN Account Open a virtual USD account to receive international payments seamlessly. Fast & Transparent Transfers Track your transfers in real-time with clear status updates. Secure by Design Your data and funds are protected with bank-level encryption. Cross-Platform Access Manage your account on both web and mobile with synced activity. Wallet Integration Connect your digital wallets for easier money management. Experience a streamlined way to send and receive funds internationally with XCHNGfx.

Screenshots

GetriPay Business4 screens

XCHNGfx4 screens

Verdict

The call

The clearest difference is device support: GetriPay Business at 3 against XCHNGfx's 1. GetriPay Business also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GetriPay Business ships an update monthly, XCHNGfx every 2 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 4 level

GetriPay Business versus XCHNGfx: the parameters behind the verdict, then further details
Parameter	GetriPay Business	XCHNGfx
Price	Free	Free
Update frequency	Monthly — better	Every 2 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone
Requires iOS	15.1 — better	17.0
Further details — not scored
Size	53 MB	112 MB
Age rating	4+	17+
Developer	PATRICKGOLD MICROFINANCE BANK LIMITED	xchngfx

In-app purchases

None

GetriPay Business

No in-app purchases

None

XCHNGfx

No in-app purchases

Questions

Is GetriPay Business free?

GetriPay Business is free to download, with no in-app purchases.

Is XCHNGfx free?

XCHNGfx is free to download, with no in-app purchases.

Do GetriPay Business or XCHNGfx have ads?

Neither GetriPay Business nor XCHNGfx shows ads.

Which is updated more often, GetriPay Business or XCHNGfx?

GetriPay Business ships an update monthly, and XCHNGfx every 2 months. Most recently, GetriPay Business was updated on October 27, 2026 and XCHNGfx on October 30, 2026.