Tunzi vs Raydar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tunzi
This app helps you achieve financial goals through savings and investments. It supports personal and group goals, integrates with mobile money, and offers smart guidance based on spending habits. Grow your money with competitive interest rates and track your progress transparently.
- Personal financial goals
- Group financial goals
- Mobile money integration
- Smart spending analysis
- Competitive interest rates
- Saving challenges
- Goal progress insights
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Tunzi is your ultimate savings and investment companion, designed to help you achieve your financial goals with ease. Whether you're saving for personal milestones or contributing to group goals, Tunzi makes the process simple, seamless, and rewarding. Using mobile money, you can save and invest towards goals tailored to your lifestyle. Why Choose Tunzi? Personal Financial Goals: Set and track individual savings goals, from emergencies to vacations or tuition fees. Group Financial Goals: Collaborate with friends, family, or colleagues to save towards shared objectives like weddings, projects, or events. Mobile Money Integration: Enjoy the convenience of saving and investing directly from your mobile money account, no bank account needed. Smart Guidance: Tunzi analyzes your mobile money spending habits and provides personalized recommendations on how and when to save. This smart feature ensures you stay on track without disrupting your daily expenses. Grow Your Money: Investments made through Tunzi earn competitive interest rates, helping you grow your savings over time. Your funds are securely managed, ensuring your wealth-building journey is safe and effective. Unique Features: Saving Challenges: Participate in challenges like the 52-week savings plan to build a habit of consistent saving. Goal Insights: Receive insights and progress updates to stay motivated and focused on your goals. Flexible Saving Options: Save at your own pace with daily, weekly, or monthly contributions. Transparency: Track every transaction and know exactly where your money is and how it’s growing. Who Is Tunzi For? Individuals: Build financial security by saving for personal goals like emergencies, home purchases, or school fees. Groups: Organize collective savings for events, community projects, or group investments. Professionals: Use Tunzi to manage and grow surplus funds efficiently. Safe and Secure: Your savings and investments with Tunzi are protected by industry-standard security measures. Additionally, the app partners with trusted financial institutions to ensure your funds are handled with care. How It Works: Sign Up: Register with your mobile number to create an account. Set Goals: Choose personal or group goals and decide your saving or investing plan. Contribute: Save or invest through your mobile money account easily and securely. Track & Earn: Monitor your progress and watch your money grow with attractive interest rates. Why Wait? Start Saving and Investing Today! Take control of your financial future with Tunzi. Whether you’re a beginner or a seasoned saver, our tools and features will help you reach your goals faster while building sustainable habits. Download Tunzi now and turn your aspirations into reality.
Raydar
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Track spending automatically—without linking your bank account. Raydar turns the email receipts already in your inbox into a clean, categorized spending dashboard. For cash and daily expenses, log them in seconds with Siri, Lock Screen shortcuts, or offline manual entry. Finally, an automated expense tracker built for people who value privacy, speed, and simplicity. WHY RAYDAR? Traditional budgeting apps force you to hand over online banking credentials, break every few weeks with sync errors, or require tedious manual typing. Raydar takes a smarter, safer approach: 1. It automatically parses digital receipts and bank alert emails from Gmail or Outlook. 2. It gives you instant shortcuts to log cash expenses on the go. 3. It works completely offline and supports multiple global currencies. KEY FEATURES • AUTOMATIC RECEIPT TRACKING Connect Gmail or Outlook with one tap. Raydar reads transaction emails, e-commerce receipts (Amazon, Uber, Apple, and more), and bank alerts, automatically categorizing every purchase. • ZERO BANK LOGINS (100% PRIVATE) No Plaid. No sharing bank passwords. Raydar never touches your financial institution credentials. We use read-only email access that you can revoke at any time. • FAST CASH & MANUAL LOGGING Paying in cash? Log expenses in under two seconds directly from your Lock Screen, Control Center, or by asking Siri. • WORKS OFFLINE Traveling or out of reception? Raydar works seamlessly without an internet connection. Any offline expenses automatically sync when you're back online. • MULTI-CURRENCY SUPPORT Spend in Dollars, Euros, Pounds, Naira, Rand, and more. Raydar converts and consolidates all your transactions into your home currency seamlessly. • SUBSCRIPTION & RECURRING SPEND DETECTION Spot active subscriptions and recurring bills before they surprise you. Know exactly what you're spending every month. • BEAUTIFUL, CLEAN DASHBOARD Visual breakdowns by category, sender, and month. Understand your cash flow at a glance without clunky spreadsheets or complex setup. HOW TO GET STARTED IN 60 SECONDS 1. Download Raydar and select your home currency. 2. Connect Gmail or Outlook (read-only access). 3. Watch your dashboard populate with your recent purchases and categorized totals. 4. Add the Lock Screen shortcut to track cash on the fly. PRIVACY & SECURITY FIRST • Read-only email access: Raydar can never send, delete, or modify emails. • Local processing: Your credentials and personal data remain protected. • No third-party data selling: Your financial data belongs exclusively to you. Take control of your money with the smarter expense tracker that doesn't need your bank login. Download Raydar today! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://raydarhq.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Tunzi at none against Raydar's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Raydar sells 2 in-app purchases, starting at $4.99 per month. Tunzi asks for nothing beyond the download.
Tunzi ships an update every 2 months, Raydar monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Tunzi | Raydar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8 ratings) — better | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Moneto Ventures | SHOBI GBOLUWAGA OLA ADISA |
In-app purchases
Tunzi
No in-app purchases
Raydar
- Raydar Plus$4.991 Month
- Raydar Plus$39.991 Year








