Cowema VEC vs UBA Paychap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cowema VEC
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Découvrez Cowema Vendeur externe, l’application qui vous permet de gagner des commissions en vendant facilement. Accédez à un catalogue riche et diversifié d’articles, gérez vos ventes en toute simplicité et suivez vos gains en temps réel. Conçue pour être intuitive, Cowema vous offre un moyen simple et efficace de prendre en main votre indépendance financière. Rejoignez une communauté de vendeurs et commencez à transformer vos ventes en revenus dès aujourd'hui !
UBA Paychap
Make fast, secure, and simple everyday payments directly from your smartphone. Tap, scan, or send money instantly without a POS machine or physical card. Track all your transactions in one secure app with real-time confirmations.
- Tap to Pay (NFC)
- Scan to Pay (QR)
- Pay by Phone Number
- Transaction History
- Biometric Login
- Multilingual Support
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UBA PayChap – Tap and Scan to Pay Contactless Payments UBA PayChap gives customers a fast, safe, and simple way to make everyday payments directly from their smartphones. Built in partnership with United Bank for Africa (UBA) Cote D’Ivoire, it enables you to Tap, Scan, or send money instantly — no POS machine or physical card required. With UBA PayChap, you can make payments anywhere UBA merchants are connected, enjoy real-time confirmations, and keep track of all your transactions in one secure app. Every transaction is encrypted, tokenized, and verified under strict banking and data-protection standards. Key Features - Tap to Pay (NFC): Tap your phone at any UBA PayChap-enabled merchant to pay instantly. - Scan to Pay (QR): Scan merchant QR codes for quick, cashless checkout. - Pay by Phone Number: Send funds directly to merchants or other users. - Transaction History: Track every payment with detailed receipts. - Smart Notifications: Receive instant updates for every transaction. - Biometric Login: Use Face ID or Touch ID for fast, safe access. Why Choose UBA PayChap UBA PayChap removes the complexity of cash and cards. Whether you’re paying at a local shop, market, or delivery point, your smartphone is all you need. Supported by UBA’s trusted financial infrastructure, UBA PayChap ensures every Tap or Scan is seamless, secure, and compliant with BCEAO and ARTCI standards. Who Can Use UBA PayChap - Customers: Make Tap, Scan, or phone-number payments instantly. - UBA Users: Enjoy direct payment access through UBA’s network. - Everyday Users: Pay for goods and services anytime, anywhere. Experience the freedom of simple, secure, and fast payments. Download UBA PayChap today — Tap, Scan and Pay Instantly.- Multilingual: Available in French and English for West African users.
Screenshots
Verdict
The clearest difference is iOS requirement: Cowema VEC at 12.0 against UBA Paychap's 15.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Cowema VEC | UBA Paychap |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | — | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 52 MB |
| Age rating | 17+ | 12+ |
| Developer | Asher Lepres Kikounga | United Bank For Africa Plc |
In-app purchases
Cowema VEC
No in-app purchases
UBA Paychap
No in-app purchases









