Biiun vs Свобода от Долгов

Biiun is your all-in-one personal finance manager, designed to help you take control of your money with ease. Key features: Track income & expenses – Log transactions effortlessly and categorize them for better insights. Set budgets & goals – Plan your spending and save for future goals. Deep analysis & history – Get detailed reports on your financial habits over time. Debts & loans management – Keep track of borrowed and lent money. AI Consultant – Get smart financial insights and recommendations. Built-in converter – Quickly convert currencies without hassle. Shopping lists – Stay organized with planned purchases. Multiple accounts – Manage different accounts in one place. Diary of emotions – Reflect on how spending affects your mood. Take control of your finances with Biiun and build a smarter financial future!

Know what you owe. See your progress. Plan your next payment. Freedom brings personal debts and loans into one clear overview. Keep track of balances, record repayments, and see how much you have left to pay. YOUR DEBTS AT A GLANCE Add a name, balance, currency, annual interest rate, and optional due date. Keep active debts easy to find and review paid-off debts separately. CLEAR PAYMENT HISTORY Record the amount that reduces your debt balance. Review the date and remaining balance before saving, and undo a payment if you make a mistake. SEPARATE CURRENCIES Track debts in USD, EUR, PLN, and UAH. Balances in different currencies stay separate, so your overview remains clear. START FOR FREE Manage one active debt or loan at a time, record repayments, and view your payment history. Paid-off debts do not count toward the active debt limit. GO FURTHER WITH FREEDOM PRO • Manage multiple active debts and loans. • Explore repayment plans using your monthly budget. • Compare paying the highest-interest debt first with paying the smallest balance first. • Get reminders before and on upcoming due dates. • Export debt and payment records as CSV files. UNDERSTAND YOUR REPAYMENT PLAN Explore an estimated payoff timeline and interest cost based on the balances, annual interest rates, and monthly budget you enter. Estimates assume fixed interest rates and monthly payments. They do not include lender-specific minimum payments, fees, or changes in interest rates. Creating a plan does not change your recorded balances. When recording a loan repayment, enter only the amount that reduces the outstanding balance, excluding interest and fees. Check your lender’s statement for the correct amount. SUBSCRIPTION INFORMATION Freedom PRO is available through monthly or yearly auto-renewable subscriptions. The price and billing period are shown before purchase. Payment is charged to your Apple Account at confirmation of purchase. Your subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the current period ends. You can manage or cancel your subscription in your Apple Account settings. Freedom is a tracking and planning tool. Repayment estimates are not financial advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tgolynskyi.carrd.co/privacy