Comparison

SimpleFi vs Kashpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimpleFi

Manage your savings, explore investment options, and simulate loan payments with intuitive financial tools. This app helps you make informed decisions to achieve your financial goals.

Highlights
  • Savings Plans Calculator
  • Investment Options Discovery
  • Loan Payment Simulation
  • Secure Transactions
  • User-Friendly Interface
Features
Read full description

Whether you’re looking to grow your savings, explore investment opportunities, or estimate potential loan payments, SimpleFi has the tools you need. Our app provides calculators to help you make informed financial decisions, with a user-friendly interface and secure transactions. Plan your savings goals, explore tailored investment options, and simulate loan scenarios to understand potential interest rates and returns. SimpleFi is licensed and regulated by the Central Bank of Nigeria. Key Features: • Savings Plans Calculator: Set goals and earn competitive interest. • Investment Options: Discover tailored investment opportunities. • Secure and Reliable: Licensed and regulated for your peace of mind. Plan smarter, invest better, and achieve your financial goals with SimpleFi!

About

Kashpay

Features
Read full description

Kaspay provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily. Kashpay is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime and data, pay for cable subscription and Electricity

Screenshots

SimpleFi4 screens
Kashpay4 screens

Verdict

The call

The clearest difference is update cadence: SimpleFi at every 3 weeks against Kashpay's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SimpleFi ships an update every 3 weeks, Kashpay every 9 months. Both last shipped on October 3, 2026.

Scorecard1 real difference · 8 level
SimpleFi versus Kashpay: the parameters behind the verdict, then further details
ParameterSimpleFiKashpay
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size36 MB32 MB
Age rating4+4+
DeveloperSIMPLE FINANCE COMPANY LTDCashbridge Microfinance Bank

In-app purchases

None

SimpleFi

No in-app purchases

None

Kashpay

No in-app purchases

Questions

Is SimpleFi free?
SimpleFi is free to download, with no in-app purchases.
Is Kashpay free?
Kashpay is free to download, with no in-app purchases.
Do SimpleFi or Kashpay have ads?
Neither SimpleFi nor Kashpay shows ads.
Which is updated more often, SimpleFi or Kashpay?
SimpleFi ships an update every 3 weeks, and Kashpay every 9 months. Most recently, SimpleFi was updated on October 3, 2026 and Kashpay on October 3, 2026.

Other comparisons