Comparison

M Empresas vs TOConline OCC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M Empresas

Manage your company's finances on the go. Check balances, make transfers, pay bills, and authorize transactions securely from your mobile device. Export statements and access transaction receipts easily.

Highlights
  • Check account balances and transactions
  • Make standard and instant transfers
  • Pay bills and top up prepaid cards
  • Authorize individual or multiple transactions
  • View and export account statements
  • Secure authentication for e-commerce
Features
Read full description

App M Empresas – Manage your company simply and securely, wherever you are. Before installing the App: Access the Business Website, in the top right corner, “Your Profile > App M Empresas > Subscribe”, to subscribe to the service, set the limit per transaction and select the accounts to view. Available services: -Check balances and transactions of current accounts and cards, with the option to apply filters -Make standard and instant transfers in EUR, with or without scheduling, to Portugal and Europe (SEPA area) -Make MB service payments, taxes, Social Security contributions and top up prepaid cards -Authorise transactions (individual or multiple) Other features: -View and export account statements -Obtain receipts after completing transactions in the App -Access and use Beneficiaries for transfers -Secure authentication of transactions originating from e-commerce websites -Locate branches -Set language, PIN and biometrics for access Keep the App up to date at all times. Send us your comments and suggestions to empresas@millenniumbcp.pt, with “App M Empresas” in the subject line.

About

TOConline OCC

Manage your company's accounting with this mobile tool. It allows you to issue and consult invoices, register expenses via photo, and access real-time financial data. Generate VAT declarations and other reports, manage client information, and view a financial activity summary.

Highlights
  • Issue invoices
  • Consult invoices
  • Register expenses via photo
  • Real-time financial data
  • VAT declarations and reports
  • Client management
  • Financial activity dashboard
Features
Read full description

Aceda às principais funcionalidades móveis do TOConline, agora com o selo de garantia da Ordem dos Contabilistas Certificados. Com a app TOConline OCC, mantenha a simplicidade na gestão da contabilidade da sua empresa. Pode ainda: - Emitir faturas - Consultar faturas - Registar despesas através de uma fotografia - Consulta de informação atualizada em tempo real - Declarações de IVA e outros relatórios - Fichas de clientes - Dashboard com o sumário da sua atividade financeira.

Screenshots

M Empresas4 screens
TOConline OCC4 screens

Verdict

The call

The clearest difference is rating: M Empresas at 3.0 against TOConline OCC's 2.0. TOConline OCC's advantage is update cadence (every 5 days vs every 2 months) and iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

M Empresas holds the better App Store score, 3.0 against 2.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

M Empresas ships an update every 2 months, TOConline OCC every 5 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
M Empresas versus TOConline OCC: the parameters behind the verdict, then further details
ParameterM EmpresasTOConline OCC
PriceFreeFree
Rating3.0 (2 ratings) — better2.0 (1 ratings)
Positive reviews7.1% of reviews—
Number of ratings2 — better1
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size29 MB25 MB
Age rating4+4+
DeveloperMillennium bcpOrdem dos Contabilistas Certificados

In-app purchases

None

M Empresas

No in-app purchases

None

TOConline OCC

No in-app purchases

Questions

Is M Empresas free?
M Empresas is free to download, with no in-app purchases.
Is TOConline OCC free?
TOConline OCC is free to download, with no in-app purchases.
Which has better reviews, M Empresas or TOConline OCC?
M Empresas is rated higher. M Empresas averages 3.0 out of 5 from 2 ratings, while TOConline OCC averages 2.0 from 1 ratings.
Do M Empresas or TOConline OCC have ads?
Neither M Empresas nor TOConline OCC shows ads.
Which is updated more often, M Empresas or TOConline OCC?
M Empresas ships an update every 2 months, and TOConline OCC every 5 days. Most recently, M Empresas was updated on November 1, 2026 and TOConline OCC on November 3, 2026.

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