Comparison

iPAY vs Novacrust

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iPAY

Features
Read full description

iPay - Simplified Payments for Every Need iPay provides robust security, multiple payment methods and detailed transaction reports to help organizations optimize their payment processes.iPay is a versatile payment gateway designed to streamline transactions for businesses of all sizes. With iPay, organizations can easily collect payments across various platforms and products.

About

Novacrust

Create secure virtual cards for seamless global payments and online subscriptions. Manage your finances effortlessly with a fast and reliable platform designed for borderless transactions. Enjoy easy account creation with no hidden fees.

Highlights
  • Create secure virtual cards
  • Make global payments
  • Manage finances
  • Pay for online subscriptions
  • Shop globally
  • Easy account creation
  • No hidden fees
Features
Read full description

Receive, convert and send money across 50+ countries, all in one app. Novacrust turns your crypto into cash fast and sends it where you need it. Get paid in USD, hold the currencies you use, and move money at competitive rates. You see every fee before you confirm. Fund With Crypto: Deposit USDT, USDC, BTC, ETH, SOL and more from any wallet or exchange. Choose your network, copy your address and convert to cash, usually in under 60 seconds once your deposit is confirmed. Send Money to 50+ Countries: Pay family, friends and businesses by bank transfer, mobile money, ACH, SEPA and Interac. See the rate and fee before you send. Save recipients so your next transfer takes seconds. Buy and Sell Gift Cards: Buy gift cards from Amazon, Steam, Netflix and more, paid from your wallet, with the code sent by email in minutes. Sell unused physical cards or e-codes and get paid in USD, usually reviewed in about 5 minutes. USD Account Details: Get US account details in your name, provided by our partner banks. Receive ACH, wire and RTP payments from US banks, employers and freelance platforms. Local Currency Wallets: Hold and receive CNY, CAD, USD, NGN, GBP, EUR, KES, GHS and more. Add a new currency in a few taps. Convert in Seconds: Switch between currencies at live rates. See the fee and the exact amount you will receive before you confirm. Live Rates for 50 Currencies: Check buy and sell rates side by side, any time. Know the Moment Money Moves: Get a notification when money arrives, a payout completes or a rate changes. Built to Keep Your Money Safe: Approve every transfer with Face ID or your PIN. Verify your identity once to raise your limits. Get Started. It’s free to sign up. Questions? Chat with us in the app or email support@novacrust.com. Novacrust is a financial technology company, not a bank. USD account services are provided by our partner banks. Crypto services are available only in supported regions, and crypto values can change. Fees and limits apply. See novacrust.com/terms-and-conditions

Screenshots

iPAY3 screens
Novacrust4 screens

Verdict

The call

The clearest difference is update cadence: Novacrust at fortnightly against iPAY's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

iPAY ships an update every 6 weeks, Novacrust fortnightly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
iPAY versus Novacrust: the parameters behind the verdict, then further details
ParameteriPAYNovacrust
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size49 MB51 MB
Age rating4+17+
DeveloperHAS INNOVATIONS TRADING LLCBond Customer Loyalty

In-app purchases

None

iPAY

No in-app purchases

None

Novacrust

No in-app purchases

Questions

Is iPAY free?
iPAY is free to download, with no in-app purchases.
Is Novacrust free?
Novacrust is free to download, with no in-app purchases.
Do iPAY or Novacrust have ads?
Neither iPAY nor Novacrust shows ads.
Which is updated more often, iPAY or Novacrust?
iPAY ships an update every 6 weeks, and Novacrust fortnightly. Most recently, iPAY was updated on October 25, 2026 and Novacrust on October 30, 2026.

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