AppoQR vs URtip

AppoQR is your digital wallet for UnionPay cards. Register with your mobile number, verify your identity, and manage cards, balances, and payments from one app. PAY AT MERCHANTS • Show your payment QR code at checkout (AppO Code) • Scan merchant QR codes to pay quickly • Tap to pay with NFC on supported iPhones (iOS 17.4+) YOUR WALLET • View available balance and card details • Manage multiple UnionPay, bank, gift, and loyalty cards • See recent activity and transaction history • Discover cashback offers from nearby merchants SEND & ADD MONEY • Send money to other AppoQR users by mobile number • Add funds to your wallet using a debit card • Review amounts before you confirm SECURITY YOU CAN TRUST • Sign in with your mobile number and secure PIN • Optional Face ID for faster sign-in • Transaction PIN for payments and transfers • Tokenized, secure payment processing GETTING STARTED 1. Create a wallet or sign in with your mobile number 2. Complete verification and set your PIN 3. Add or link your card and start paying AppoQR is built for cardholders who want a simple, secure way to pay, transfer, and manage money on the go. Support: support@appopay.com Website: appopay.com

URtip is a smart digital tipping platform that helps hospitality businesses collect and distribute tips easily and transparently. Guests can leave tips in seconds by scanning an NFC badge or QR code - no cash needed. Staff receive tips directly to their accounts, while managers get full visibility with dashboards, reports, and tip management tools. Perfect for hotels, restaurants, bars, golf clubs, and events, URtip improves guest experience and motivates teams with fair and instant tipping.