SBI Global Smart OTP vs Sthapit mBank

SBI Global Smart OTP is an offline OTP app for enabling customers to validate internet banking and mobile banking journeys using OTP as 2nd factor authentication. With Smart OTP, customers can actively generate the OTP in self-service mode to complete the transaction/login journeys without having to wait for the OTP via conventional SMS. This app is an independent mobile app required to be installed, registered, and activated on the customer's mobile device for usage in generating offline OTPs to validate INB/MB journeys. To use the Smart OTP functionality, following steps need to be followed: 1. Registration for Smart OTP on Internet Banking/ Mobile Banking application 2. Downloading the SBI Global Smart OTP from Apple Appstore 3. Activation of Smart OTP using user ID and PIN 4. Setting OTP preferences on Internet Banking/ Mobile Banking application SBI Global Smart OTP app displays a new OTP every 30 seconds. PIN, Fingerprint and Screen Protection (protection from screen capture/ recording) can be used to secure the SBI Global Smart OTP app. Lost device / App uninstall / Device format scenario: a.    In case any one of these scenarios occur, and the OTP preference is set to Smart OTP, the user can carry out a fresh registration (re-registration) and start using the Smart OTP functionality again. b.    Any pre-existing SBI Global Smart OTP app installations (and activations) on the same (or other) device will be non-functional after re-registration in such scenarios.

Sthapit mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Sthapit mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sthapit mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Sthapit mBank accounts faster and securely via internet. Sthapit mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Sthapit mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Sthapit mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Sthapit mBank, and you need to subscribe to the Sthapit mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Sthapit mBank Sthapit mBank is leading Payment Service Provider. Sthapit mBank is leading fin-tech company in Nepal.