M vs Jenfi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
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You can send and receive money, pay businesses, and settle bills all from the palm of your hand. Introducing the M-Tala App, designed to enhance your life with convenience, ease, and simplicity, all while maintaining an elegant appearance and offering futuristic features. The future is exciting. Ready?
Jenfi
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Jenfi – Identity Verification Jenfi is an identity verification app used by existing Jenfi users who have registered through Jenfi’s website (PaidFi.com). The app is designed solely to complete Know Your Customer (KYC) verification required for accessing Jenfi’s business financing services in Vietnam. This app does not provide account registration, payments, lending, or financing services. Its only purpose is to verify the identity of existing Jenfi users. Purpose of the App Jenfi enables Vietnamese business owners to securely verify their identity using their Vietnamese Citizen ID card (CCCD) as part of regulatory and compliance requirements. Key Features • NFC-based identity verification using the secure chip embedded in the Vietnamese Citizen ID card (CCCD) • Secure verification powered by VNPT’s certified NFC SDK • Verification status tracking within the app • English and Vietnamese language support • Most submissions reviewed within 1–2 business days • Customer support via help@jenfi.com How It Works 1. Sign in using your existing Jenfi account 2. Scan the QR code on your Vietnamese Citizen ID card 3. Read the NFC chip by placing the card on the back of your iPhone 4. Review your information and submit 5. Receive a notification once verification is complete Eligibility & Requirements • Existing Jenfi account registered via Paidfi.com • Vietnamese Citizen ID card (CCCD) with NFC • iPhone with NFC capability (iPhone 7 or later) • Internet connection Privacy & Data Use Jenfi collects only the information necessary to perform identity verification and comply with financial regulations. All personal data is encrypted in transit and at rest. Identity data is processed using certified technology and stored according to bank-level security standards. About Jenfi Jenfi is a Singapore-based fintech company providing revenue-based financing solutions to startups and digitally enabled businesses across Southeast Asia.
Screenshots
Verdict
The clearest difference is iOS requirement: M at 13.4 against Jenfi's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M ships an update every 6 weeks, Jenfi every 2 months. The most recent releases landed on November 4, 2026 and October 28, 2026 respectively.
| Parameter | M | Jenfi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 48 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | VODAFONE SAMOA LIMITED | Jenfi Pte. Ltd. |
In-app purchases
M
No in-app purchases
Jenfi
No in-app purchases









