Comparison

Wudget vs Spendz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wudget

Easily manage your personal finances with this intuitive budget planner. Track expenses, monitor cash flow, and gain insights into your spending habits with visual charts and smart tips. Offers customizable budgets and privacy-focused data storage on your device.

Highlights
  • Real-time cash flow monitoring
  • Quick expense recording
  • Customizable budget categories
  • Insightful visual analytics
  • Home screen widgets for quick access
  • Personalized smart tips
  • 50/30/20 budgeting system
Features
Read full description

Wudget is a personal budget app that's easy to use every day. Log an expense in a couple of seconds, even straight from a widget on your Home Screen, without opening the app. No ads, no sign-up, and everything you enter is stored only on your iPhone. Wudget splits your income between accounts: Needs, Wants and Savings, by the 50/30/20 rule or in your own proportions. AN EXPENSE IN ONE TAP Widgets for your Home Screen: add an expense, income or transfer without opening the app, and keep an account's balance in sight. While your iPhone is locked, the amounts in widgets stay hidden. YOUR PAY SPLITS ITSELF Add an income and Wudget spreads it across your accounts: 50% for Needs, 30% for Wants, 20% for Savings. Each account shows right away how much you can still spend. KNOW WHERE YOUR MONEY GOES Analytics for a week, a month, a year or any dates you choose: expenses and income day by day, each category's share and the total in your accounts. Wudget compares your spending with your average income. And a large widget shows where your money went this month, right on your Home Screen. QUICK TRACKING, NO SPREADSHEETS Amount, category, done. Your most frequent categories come first, and the rest are a search away, by name or emoji. Add a note to any transaction: who with, where and what for. Transfer between accounts, or move an account's whole balance in one tap. YOUR DATA STAYS WITH YOU No ads: nothing to watch, nothing to skip. No account and no bank login needed. Wudget doesn't send your amounts or transactions to a server, and you can take them with you at any time: export every transaction to CSV for Numbers, Excel or Google Sheets. AND THE LITTLE THINGS • Hide balances with a tap: on the bus, in a café, at the checkout • Any currency, with its flag and the number of decimal places you want • Reminders so you don't forget to log your spending • Dark theme, matching your iPhone or your own choice • The app's interface supports these languages: English, Arabic, Chinese (Simplified and Traditional), Dutch, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese (Brazil), Russian, Spanish, Swedish, Thai, Turkish and Vietnamese • Support for VoiceOver and larger text Terms of Use: https://wudget.app/terms-and-conditions Privacy Policy: https://wudget.app/privacy-policy

About

Spendz

Read full description

Spendz – Take control of your daily spending Spendz is a simple, powerful daily budget app designed to help you spend smarter, stay in control, and save without thinking about it. No complicated spreadsheets. No overwhelming monthly budgets. Just a clear daily amount that keeps you on track. WHY SPENDZ? Most budgeting apps tell you what you already spent. Spendz shows you what you can safely spend today — and how today affects your future. KEY FEATURES SMART DAILY SPENDING Set a monthly budget and let Spendz calculate your safe daily limit so you always know where you stand. SMART CAPS Create custom weekday and weekend spending limits to match your real lifestyle. FUTURE BALANCE See how today’s spending impacts next month before you buy — no more surprises. PRIVATE MODE Hide your exact balance and view simple status indicators instead — perfect for using your app anywhere with confidence. MINIMAL MODE A clean, distraction-free view that shows only what you need. AUTO-SAVE PIGGY BANK Spend less than your cap? The leftover is automatically moved into your savings. WIDGETS Track your daily budget straight from your Home Screen or Lock Screen. NIGHT MODE A beautiful dark theme that’s easy on the eyes. BUILT FOR REAL LIFE Spendz is designed for people who: • Want control without complexity • Live paycheck to paycheck • Overspend without realising • Want to build savings automatically • Hate traditional budgeting apps SIMPLE. PRIVATE. POWERFUL. No bank connections required. No financial data sharing. Your money — your control. SPEND BETTER WITHOUT THINKING ABOUT IT Whether you’re trying to stop overspending, save more each month, or just feel in control of your money again, Spendz gives you a system that actually works. SUBSCRIPTION Spendz+ unlocks powerful premium features including Smart Caps, Future Balance, Private Mode, Piggy Bank auto-save, advanced widgets and more. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://spendz.lovable.app/privacy

Screenshots

Wudget4 screens
Spendz4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendz at none against Wudget's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wudget sells 2 in-app purchases, starting at $4.99 per month. Spendz asks for nothing beyond the download.

Scorecard1 real difference · 9 level
Wudget versus Spendz: the parameters behind the verdict, then further details
ParameterWudgetSpendz
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS17.016.0 — better
Further details — not scored
Size18 MB39 MB
Age rating+44+
DeveloperGRAPP LLPLIAM NEIL DOHERTY

In-app purchases

2 purchases

Wudget

Subscriptions2
  • PLUS (Monthly)3 Days trial$4.991 Month
  • PLUS (Annually)7 Days trial$24.991 Year
None

Spendz

No in-app purchases

Questions

Is Wudget free?
Wudget is free to download, with in-app purchases available.
Is Spendz free?
Spendz is free to download, with no in-app purchases.
Do Wudget or Spendz have ads?
Neither Wudget nor Spendz shows ads.

Other comparisons