Comparison

Wudget vs Vault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wudget

Easily manage your personal finances with this intuitive budget planner. Track expenses, monitor cash flow, and gain insights into your spending habits with visual charts and smart tips. Offers customizable budgets and privacy-focused data storage on your device.

Highlights
  • Real-time cash flow monitoring
  • Quick expense recording
  • Customizable budget categories
  • Insightful visual analytics
  • Home screen widgets for quick access
  • Personalized smart tips
  • 50/30/20 budgeting system
Features
Read full description

Wudget is a personal budget app that's easy to use every day. Log an expense in a couple of seconds, even straight from a widget on your Home Screen, without opening the app. No ads, no sign-up, and everything you enter is stored only on your iPhone. Wudget splits your income between accounts: Needs, Wants and Savings, by the 50/30/20 rule or in your own proportions. AN EXPENSE IN ONE TAP Widgets for your Home Screen: add an expense, income or transfer without opening the app, and keep an account's balance in sight. While your iPhone is locked, the amounts in widgets stay hidden. YOUR PAY SPLITS ITSELF Add an income and Wudget spreads it across your accounts: 50% for Needs, 30% for Wants, 20% for Savings. Each account shows right away how much you can still spend. KNOW WHERE YOUR MONEY GOES Analytics for a week, a month, a year or any dates you choose: expenses and income day by day, each category's share and the total in your accounts. Wudget compares your spending with your average income. And a large widget shows where your money went this month, right on your Home Screen. QUICK TRACKING, NO SPREADSHEETS Amount, category, done. Your most frequent categories come first, and the rest are a search away, by name or emoji. Add a note to any transaction: who with, where and what for. Transfer between accounts, or move an account's whole balance in one tap. YOUR DATA STAYS WITH YOU No ads: nothing to watch, nothing to skip. No account and no bank login needed. Wudget doesn't send your amounts or transactions to a server, and you can take them with you at any time: export every transaction to CSV for Numbers, Excel or Google Sheets. AND THE LITTLE THINGS • Hide balances with a tap: on the bus, in a café, at the checkout • Any currency, with its flag and the number of decimal places you want • Reminders so you don't forget to log your spending • Dark theme, matching your iPhone or your own choice • The app's interface supports these languages: English, Arabic, Chinese (Simplified and Traditional), Dutch, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese (Brazil), Russian, Spanish, Swedish, Thai, Turkish and Vietnamese • Support for VoiceOver and larger text Terms of Use: https://wudget.app/terms-and-conditions Privacy Policy: https://wudget.app/privacy-policy

About

Vault

Features
Read full description

Vault is a private, no-nonsense budget planner that helps you see exactly where your money goes and stay on top of every bill. WHY VAULT • Face ID / passcode lock — your finances stay private on your device. • Simple budgets that actually stick: set limits, track spending, watch what's left. • Bill & subscription tracker so nothing catches you off guard. • Savings goals to keep you moving toward what matters. • Split bills with friends and settle up with ease. • Scan and store receipts, and manage recurring subscriptions in one place. • Live currency conversion for spending across currencies. • Syncs securely to your account so your data is there on every device. FREE, WITH AN OPTIONAL UPGRADE Vault is free to use and supported by ads. Prefer a clean, ad-free experience? Remove ads with an optional subscription. SUBSCRIPTION DETAILS Remove Ads (Monthly) — £0.99 per month. Payment is charged to your Apple Account at confirmation of purchase. The subscription automatically renews at the same price and period unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription any time in Settings › Apple Account › Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://astounding-marzipan-9bfb02.netlify.app/ Your budget. Your data. Locked in the Vault.

Screenshots

Wudget4 screens
Vault4 screens

Verdict

The call

The clearest difference is ads: Wudget at none against Vault's shown. Vault's advantage is update cadence (every 2 days vs weekly) and iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wudget sells 2 in-app purchases, starting at $4.99 per month and Vault sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wudget ships an update weekly, Vault every 2 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Wudget versus Vault: the parameters behind the verdict, then further details
ParameterWudgetVault
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size18 MB3 MB
Age rating+44+
DeveloperGRAPP LLPMuhammad Yasir Rafique

In-app purchases

2 purchases

Wudget

Subscriptions2
  • PLUS (Monthly)3 Days trial$4.991 Month
  • PLUS (Annually)7 Days trial$24.991 Year
1 purchases

Vault

Subscriptions1
  • Remove Ads (Monthly)$0.991 Month

Questions

Is Wudget free?
Wudget is free to download, with in-app purchases available.
Is Vault free?
Vault is free to download, with in-app purchases available.
Do Wudget or Vault have ads?
Vault shows ads; Wudget does not.
Which is updated more often, Wudget or Vault?
Wudget ships an update weekly, and Vault every 2 days. Most recently, Wudget was updated on October 27, 2026 and Vault on October 25, 2026.

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