Wudget vs Sumzy

Wudget is a personal budget app that's easy to use every day. Log an expense in a couple of seconds, even straight from a widget on your Home Screen, without opening the app. No ads, no sign-up, and everything you enter is stored only on your iPhone. Wudget splits your income between accounts: Needs, Wants and Savings, by the 50/30/20 rule or in your own proportions. AN EXPENSE IN ONE TAP Widgets for your Home Screen: add an expense, income or transfer without opening the app, and keep an account's balance in sight. While your iPhone is locked, the amounts in widgets stay hidden. YOUR PAY SPLITS ITSELF Add an income and Wudget spreads it across your accounts: 50% for Needs, 30% for Wants, 20% for Savings. Each account shows right away how much you can still spend. KNOW WHERE YOUR MONEY GOES Analytics for a week, a month, a year or any dates you choose: expenses and income day by day, each category's share and the total in your accounts. Wudget compares your spending with your average income. And a large widget shows where your money went this month, right on your Home Screen. QUICK TRACKING, NO SPREADSHEETS Amount, category, done. Your most frequent categories come first, and the rest are a search away, by name or emoji. Add a note to any transaction: who with, where and what for. Transfer between accounts, or move an account's whole balance in one tap. YOUR DATA STAYS WITH YOU No ads: nothing to watch, nothing to skip. No account and no bank login needed. Wudget doesn't send your amounts or transactions to a server, and you can take them with you at any time: export every transaction to CSV for Numbers, Excel or Google Sheets. AND THE LITTLE THINGS • Hide balances with a tap: on the bus, in a café, at the checkout • Any currency, with its flag and the number of decimal places you want • Reminders so you don't forget to log your spending • Dark theme, matching your iPhone or your own choice • The app's interface supports these languages: English, Arabic, Chinese (Simplified and Traditional), Dutch, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese (Brazil), Russian, Spanish, Swedish, Thai, Turkish and Vietnamese • Support for VoiceOver and larger text Terms of Use: https://wudget.app/terms-and-conditions Privacy Policy: https://wudget.app/privacy-policy

Who owes whom, and how much — per currency. Sumzy is a clean, fast way to split shared expenses with friends, roommates, couples, and trips. ADD IN SECONDS Log an expense in four taps. Equal, exact, percentage, or share-based splits — the amount always adds up to the cent, never a rounding penny lost. MULTI-CURRENCY, DONE RIGHT Run a trip in BRL, USD, and EUR at the same time. Balances, debt simplification, and settle-up are always per currency — Sumzy never mixes or converts them, and never shows a fake "grand total". SETTLE UP See exactly who to pay, in each currency, with the fewest transfers. Record cash or manual payments and watch the balance zero out. WORKS OFFLINE Everything is instant. Add expenses on a plane or in a dead zone — they sync automatically when you are back online, exactly once. IN YOUR LANGUAGE English, Portuguese, Spanish, French, German, Italian, Japanese and Chinese from day one. Real localization, not an afterthought. PRIVATE BY DESIGN No passwords and no phone numbers, ever. Sign in with email, Apple, or Google. YOUR OWN SPENDING The Personal tab puts your share of group expenses next to your private spending, with budgets and recurring costs. Private by default — never shown to your groups. SUMZY PRO Free to use, with up to 7 new expenses a day and 3 recurring costs. Sumzy Pro removes both limits. Monthly or annual auto-renewing subscription, billed through your store account; cancel anytime in your store settings. Terms of Use: https://sumzy.co/terms Privacy Policy: https://sumzy.co/privacy