鲸记账 vs Pace Flow

鲸记账，您的智能个人财务管理专家 还在为账目繁杂、支出难追踪、财务计划难坚持而烦恼吗？鲸记账致力于为您带来更轻松、更清晰、更高效的个人财务管理体验。我们不仅帮助您快速记录每一笔收支，还进一步提供多账本管理、预算计划、存钱计划、还款计划、数据导出、iCloud 备份、每日提醒和进阶报表等实用功能，让个人理财从“记下来”升级为“看得懂、管得住、能规划”。 主要特色： - 快速记账：简洁直观地记录日常收入、支出与转账，让记账更轻松。 - 分类管理：支持灵活分类与自定义整理，让账目更清晰，也更贴合您的使用习惯。 - 多账本管理：支持多账本切换、归档与恢复，并可适配不同币种，满足家庭、日常、旅行等多场景需求。 - 计划管理：内置预算计划、存钱计划和还款计划，帮助您更有节奏地控制开支、积累目标资金、管理还款安排。 - 可视化分析：通过收支概览、分类统计、趋势变化与进阶报表，多维度洞察消费习惯和财务状况。 - 数据导出与模板：支持将账单导出为 CSV / Excel，并提供模板中心，方便整理、复盘和进一步处理数据。 - 备份与数据安全：支持 iCloud 备份与恢复，重要账本更安心；数据以本地管理为主，离线也能持续记录。 - 贴心辅助体验：支持每日记账提醒等功能，帮助您更容易养成稳定的记账习惯。 无论您是刚开始关注个人理财，还是正在寻找一款更完整、更高效的财务管理工具，鲸记账都能为您提供从记录、分析到规划的一站式体验。立即下载鲸记账，开启智能理财新方式，让每一分钱都花得清楚、用得值得。 立即体验鲸记账，掌控财务，成就更好的自己！

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy