Comparison

Tikim vs Budget and Afraid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tikim

Manage your money effortlessly by tracking income, expenses, and setting budgets. Gain financial control with a straightforward and user-friendly interface designed for personal finance management.

Highlights
  • Track income
  • Track expenses
  • Set budgets
  • Financial control
  • Intuitive interface
Read full description

Tikim — Expense Tracker & Budget Take control of your money with Tikim, the beautifully simple way to track spending, manage budgets, and understand where your money really goes. Whether you're saving for a goal, paying down debt, or just want to stop wondering where your paycheck went, Tikim makes daily money tracking fast, clear, and even enjoyable. WHY YOU'LL LOVE TIKIM • Log in seconds — Add expenses and income with a quick, thoughtful entry screen. No clutter, no friction. • Smart budgets — Set an overall budget or per-category limits (daily, weekly, or monthly) and always know how much you have left. • Assets & liabilities — Track cash, bank accounts, e-wallets, and credit cards in one place, and see your real net worth. • Debt repayment — Pay down a credit card or loan straight from an asset with a single swipe. Balances update instantly. • Clear insights — Beautiful charts break down your spending by category and time so you can spot trends at a glance. • Categories your way — Personalize categories with emoji and colors that make sense to you. • Recurring transactions — Set up templates for bills and income that repeat automatically. • Home screen widgets — See your spending and budget without opening the app. • Multi-currency — Track in your local currency wherever you are. • Private & secure — Your data syncs seamlessly across your devices with iCloud and stays yours. Optional app lock keeps prying eyes out. BUILT FOR EVERYDAY LIFE Tikim is designed for real people with real budgets. It's fast enough for a quick coffee purchase and powerful enough to manage credit cards, loans, and savings goals — all in an interface that feels calm and effortless. Start tracking today and take the first step toward financial peace of mind. Download Tikim — your money, beautifully simple.

About

Budget and Afraid

Features
Read full description

Look at you, why are you buying these?! Get a clear overview of your monthly and yearly spending at a glance, set realistic expense limits, and watch your progress that reveals your spending patterns. Key Features: Monthly & Yearly Overview: See your complete spending picture instantly Spending Limits: Set budgets and get alerts before you overspend Visual Heatmap: Track patterns and trends at a glance Smart Suggestions: Personalized tips for improving your financial habits Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Tikim4 screens
Budget and Afraid4 screens

Verdict

The call

The clearest difference is update cadence: Tikim at every 6 days against Budget and Afraid's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tikim sells 1 one-off in-app purchase and Budget and Afraid sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Tikim ships an update every 6 days, Budget and Afraid every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Tikim versus Budget and Afraid: the parameters behind the verdict, then further details
ParameterTikimBudget and Afraid
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews84.8% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size11 MB49 MB
Age rating4+4+
DeveloperBinh BuiViet Hoang

Bugs and requests

Tikim

Reported bugs

4 issues
  • Assets decrease for both income and expenses
  • Income transactions are deducted from assets
  • Purchased lifetime access is lost after app reset or update
  • Re-purchase required after device reset

Requested features

3 requests
  • Fix asset calculation for income and expenses
  • Improve UI
  • Ensure lifetime purchases are persistent after updates

Budget and Afraid

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Tikim

One-time1
  • Tikim Pro$7.99
5 purchases

Budget and Afraid

Subscriptions1
  • Mở khóa hết nè!7 Days trial$0.991 Month
One-time4
  • Donate a coffee$0.99
  • Donate Phở for two$2.99
  • Món quà cho dev$4.99
Show 1 more
  • Donate a feast!$19.99

Questions

Is Tikim free?
Tikim is free to download, with in-app purchases available.
Is Budget and Afraid free?
Budget and Afraid is free to download, with in-app purchases available.
Do Tikim or Budget and Afraid have ads?
Neither Tikim nor Budget and Afraid shows ads.
Which is updated more often, Tikim or Budget and Afraid?
Tikim ships an update every 6 days, and Budget and Afraid every 2 weeks. Most recently, Tikim was updated on October 30, 2026 and Budget and Afraid on October 31, 2026.

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