Comparison

Wealthfolio vs Subctrl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthfolio

Manage your investments, net worth, budget, spending, and financial goals in a private, beautifully designed personal finance tracker. Gain smart insights into your financial health with an AI assistant and an open-source, community-driven approach.

Highlights
  • Investment tracking
  • Net worth calculation
  • Budgeting tools
  • Spending analysis
  • Financial goal setting
  • AI financial assistant
  • Open-source transparency
Features
Read full description

Wealthfolio is a beautiful, private personal finance tracker. Investments, net worth, budgeting, spending, and goals in one app. - Beautiful: A polished, distraction-free interface with charts, heatmaps, and dashboards built to be lived in. - Complete: Investments, net worth, budgeting, spending, and goals in one place. - Smart: Deep insights into risk exposure, performance, and cash flow. - Private: Your data never leaves your device. - Open Source: Fully transparent and community-driven. - AI: Built-in assistant with support for local and cloud providers, and full control over AI data access.

About

Subctrl

Organize all your subscriptions and recurring payments in one place. Track upcoming bills, analyze your spending by category with clear charts, and gain financial awareness to reduce unnecessary expenses.

Highlights
  • Manage subscriptions in one list
  • Track upcoming payments
  • Analyze spending by category
  • Monthly and all-time analytics
  • Simple and fast interface
Features
Read full description

Keep full control of your subscriptions and recurring payments. The app helps you organize all subscriptions in one place, track upcoming payments, and analyze your spending over time. Clear charts and categories show exactly where your money goes — monthly or across your entire history. Features: - Manage all subscriptions in one list - See upcoming payments and totals - Analyze spending by category - Monthly and all-time analytics - Clean, simple, and fast interface Perfect for anyone who wants to reduce unnecessary expenses and stay financially aware.

Screenshots

Wealthfolio4 screens
Subctrl3 screens

Verdict

The call

Wealthfolio and Subctrl both sit at 5.0 stars, but that hides the real split: 100% of Subctrl's written reviews are positive against 80% of Wealthfolio's. Wealthfolio's advantage is ratings volume (5 vs 1) and device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Wealthfolio against 5.0 for Subctrl. That said, the two scores are not equally well evidenced: Wealthfolio has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 80% of Wealthfolio's written reviews are positive against 100% of Subctrl's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
Wealthfolio versus Subctrl: the parameters behind the verdict, then further details
ParameterWealthfolioSubctrl
PriceFreeFree
Rating5.0 (5 ratings)5.0 (1 ratings)
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings5 — better1
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS16.0 — better17.6
Further details — not scored
Size94 MB22 MB
Age rating4+4+
DeveloperTeymz IncDenis Dementev

Customer experience

Wealthfolio

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Subctrl

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Wealthfolio

No in-app purchases

None

Subctrl

No in-app purchases

Questions

Is Wealthfolio free?
Wealthfolio is free to download, with no in-app purchases.
Is Subctrl free?
Subctrl is free to download, with no in-app purchases.
Which has better reviews, Wealthfolio or Subctrl?
Wealthfolio and Subctrl are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.
Do Wealthfolio or Subctrl have ads?
Neither Wealthfolio nor Subctrl shows ads.
Which is updated more often, Wealthfolio or Subctrl?
Wealthfolio ships an update fortnightly, and Subctrl fortnightly. Most recently, Wealthfolio was updated on October 7, 2026 and Subctrl on October 12, 2026.

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