Wealthfolio vs Gastos Spending Tracker

Wealthfolio is a beautiful, private personal finance tracker. Investments, net worth, budgeting, spending, and goals in one app. - Beautiful: A polished, distraction-free interface with charts, heatmaps, and dashboards built to be lived in. - Complete: Investments, net worth, budgeting, spending, and goals in one place. - Smart: Deep insights into risk exposure, performance, and cash flow. - Private: Your data never leaves your device. - Open Source: Fully transparent and community-driven. - AI: Built-in assistant with support for local and cloud providers, and full control over AI data access.

Track your spending in seconds — just type, snap a receipt, or say it out loud. Gastos uses on-device AI to parse your expenses instantly. No accounts. No cloud. Your financial data never leaves your iPhone. PRIVATE BY DESIGN Every expense stays on your device. No sign-ups, no servers, no tracking SDKs. Gastos processes everything locally using Apple Intelligence — your receipts, your voice, your search queries. What you spend is nobody's business but yours. THREE WAYS TO LOG - Type "coffee 4.50" and it's saved instantly - Snap a receipt — OCR extracts the merchant, amount, and date - Say "lunch twenty dollars" — voice transcription does the rest Every entry goes through a quick review so you're always in control. SMART SEARCH THAT ACTUALLY WORKS Filter by date, tags, trips, or currency when you need precision. TRAVEL MODE Traveling? Gastos detects your timezone change and suggests switching currencies. Log expenses in local currency while seeing the home equivalent in real time. Dual-currency display in your feed, trip-level analytics, and exchange rates that work offline. CLEAR ANALYTICS See where your money goes with tag-based breakdowns, period comparisons, and your largest expenses — all in one glance. No overwhelming dashboards. Just answers. EXPORT ANYTIME Your data is yours. Export to JSON or CSV whenever you want. Filter by date range or trip before exporting. Gastos requires an iPhone with iOS 18 or later.