大赚一笔记账 vs DugaLedger

Money Memo is a clean and practical expense tracker for daily spending, family budgeting, and personal finance records. It helps you record income and expenses quickly, organize multiple books, and understand where your money goes. You can add transactions manually, by voice, from images, or with AI-assisted auto entry. Review your records by category, account, tag, budget, and date range so your spending stays easy to scan and easy to understand. Key features: · Daily expense and income tracking · AI bookkeeping, voice entry, and image-based records · Multiple books for personal or family finance · Monthly, weekly, daily, and yearly budgets · Custom categories, tags, themes, and home modules · Installments, recurring transactions, reimbursements, and refunds · Widgets, quick entry, sync, and data export · Money box goals to track small saving progress Money Memo is built to stay out of the way: open it, record a bill, and come back later with everything still clear. It is a good fit if you want simple bookkeeping, automatic expense tracking, budget management, and long-term money records. Feedback: frzzbug@gmail.com Terms: https://app.xgmm.me:3002/h5/#/moneyDanceH5/policy Privacy Policy: https://s.craft.me/hxpNVo45d9A5s2

DugaLedger is a bookkeeping app built around AI conversation. You must configure an AI model provider yourself to use this app. Data is stored entirely on your device by default — no account registration and no personal data collection. Key Features · AI chat bookkeeping: log income and expenses in natural language, with batch entry, editing, and deletion, plus automatic category creation · Flexible input: press and hold anywhere on the screen to speak, scan photos or pick images for text recognition, and import text via iOS Shortcuts · Smart query and statistics: donut, trend, ranking, time-of-day distribution, calendar heatmap, and category × period cross-tab charts; supports year-over-year and period-over-period comparison; tap any chart to drill down into the underlying records · Budgets and goals: set expense budgets or income goals for the overall account or per category, with daily, monthly, and yearly limits and live progress · Cost estimator: estimate your AI usage cost, updated in real time as you spend · Personalization: light, dark, or follow-system mode, multiple palettes and custom themes, adjustable corner radius, and same-hue random switching · Safer data: local storage and optional iCloud sync on iOS; no account required, and you can delete all your data at any time Privacy Policy: https://yehaha1216.github.io/luanhua-ios-privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/