Crypto12 vs MozaikPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Crypto12
This platform offers a secure and compliant cryptocurrency exchange for a diverse clientele, including institutional investors and individual traders. It facilitates large trades through OTC services and provides 24/7 trading with transparent wallet access.
- Licensed crypto exchange
- OTC trading for large trades
- Secure trading environment
- 24/7 crypto asset trading
- Publicly accessible wallets
- User-friendly interface
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Crypto12 is a fully licensed crypto exchange, and we strive to make crypto accessible to a wide range of clients - from institutional investors, and professional traders, to individual clients, placing compliance and security at the top of our priorities list. With our OTC trading, we enable our clients the possibility to execute large trades efficiently and securely with greater accessibility to liquidity pools. To ensure transparency, Crypto12 wallets are publicly accessible at any moment in time, and we provide a secure environment to trade Crypto Assets 24/7. Download our app and enjoy the flexibility of trading anytime you wish with our user-friendly interface.
MozaikPay
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MozaikPay is a global payment app that lets you send and receive digital dollars. It's a self-custodial wallet, meaning you (and only you!) control the keys and funds, while USDC powers transfers behind the scenes. Keep Your Money Safe Your money stays strong in digital dollars, even when local currencies lose value. Send in Seconds Transfer to anyone instantly for free. Whether it's to your friends, neighbor or even family abroad, your digital dollars arrive right away. Money In and Out, Your Way Fund your wallet or withdraw through licensed local partners, integrated right into the app. Available options depend on your country, and we're always adding more. Everything happens with a tap, right from your phone. Pay Anyone, Anywhere Send digital dollars across borders as easily as sending a text. Free transfers whether they're next door or on another continent. MozaikPay is software for creating and managing a self-custodial wallet, developed by Sig Zero Inc. You alone control your private keys; Sig Zero cannot access your funds or reverse transactions. Sig Zero does not accept, hold, store, or transmit fiat funds or digital assets on your behalf. Neither Sig Zero nor MozaikPay is a bank, custodian, exchange, broker, money transmitter, payment processor, or card issuer. Digital assets are not deposits and are not insured by the FDIC, SIPC, or any similar scheme. On-ramp and off-ramp services are provided by third-party partners under their own terms; those partners, not Sig Zero, are responsible for their own licensing and regulatory compliance. Questions? support@sig0.io
Screenshots
Verdict
The clearest difference is update cadence: MozaikPay at every 3 days against Crypto12's every 3 weeks. Crypto12's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Crypto12 ships an update every 3 weeks, MozaikPay every 3 days. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.
| Parameter | Crypto12 | MozaikPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 27 MB | 84 MB |
| Age rating | 4+ | 17+ |
| Developer | VESCON DOO BEOGRAD-STARI GRAD | Sig Zero Inc. |
In-app purchases
Crypto12
No in-app purchases
MozaikPay
No in-app purchases









