Comparison

Finny vs Float

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finny

Effortlessly track your income and expenses using AI. Log transactions by scanning receipts, speaking naturally, or typing simple phrases. View clear financial insights with customizable categories and multi-currency support.

Highlights
  • AI-powered transaction logging
  • Receipt scanning via camera or share extension
  • Voice and natural language input
  • Apple Pay transaction detection
  • Multi-currency support
  • Customizable categories and payment methods
  • On-device data privacy
Features
Read full description

Stop typing every transaction. Finny lets you track your money by snapping receipts, speaking naturally, or typing simple phrases. The built-in AI handles the details so you can stay focused on your life instead of spreadsheets. TAP TO TRACK Use Apple Pay like you always do. Finny automatically detects each purchase and logs it for you: amount, merchant, date, all done. Set it up once in Settings, then never manually log an Apple Pay transaction again. SCREEN LOG Some cards never announce a purchase. Show Finny the screen instead: your banking app, an order confirmation, a receipt. One press reads it and logs it. Works with every card, and never needs your bank login. BUDGETS Set monthly limits for any group of categories and see at a glance what you have left to spend. Group Coffee and Eating Out into one limit, or carve out a separate envelope for Travel. Turn on rollover and your leftover (or overspend) carries into next month, so you stay honest with yourself. Budget in any currency, independent of your home currency. WIDGETS & QUICK LOG See the month's spending at a glance with the new Spending Calendar and Money Wisdom widgets on your Home and Lock Screen. Quick Log files an expense in seconds without opening Finny, from Spotlight, Siri, the Action Button, or Back Tap. No AI, free for everyone. RECURRING TRANSACTIONS Set up recurring rules for rent, subscriptions, salary, or any transaction that repeats. Choose daily, weekly, monthly, or yearly. Finny automatically logs each occurrence for you, sends reminders before they're due, and shows upcoming entries on your dashboard. Edit one, edit all, or just this one: you're in control. SCAN RECEIPTS FROM ANY APP Share a receipt from Photos, Safari, your camera roll, or any app: Finny's Share Extension scans it instantly without switching apps. Select up to 5 images and process them all at once. PHOTOS & RECEIPTS (PRO) Attach a photo to any entry. It stays on your device and your own iCloud, never on our servers. TRACK MONEY YOUR WAY - Use your camera to scan receipts and automatically capture amounts, merchants, and dates. - Use your voice to say what you spent or earned and Finny records it for you. - Use natural text like "coffee $5" or "salary $2500" and let the AI fill in the rest. - Scan banking or e-wallet screenshots to batch import multiple transactions. SEE YOUR FINANCES CLEARLY - Track monthly budgets with progress bars and rollover at a glance. - View income, expenses, and net balance with clean, easy-to-read charts. - Compare current spending against last period with side-by-side charts. - Average daily spending line helps you stay on track. - Understand where your money goes with category breakdowns and monthly trends. - Track upcoming recurring bills and subscriptions from your dashboard. - Search and filter your full transaction history anytime. BUILT FOR A GLOBAL LIFESTYLE Finny supports over 150 currencies with automatic exchange rates. Log transactions in any currency and view everything in your home currency with no manual conversion. Ideal for travelers, freelancers, and remote workers. CUSTOMIZE IT TO FIT YOUR LIFE Create your own categories. Add payment methods like bank accounts, cards, and cash. Safely reassign entries when removing a category or payment method: nothing gets lost. Make Finny match how you actually manage money. PRIVATE BY DESIGN Your data stays on your device. Use Face ID or a PIN to protect your finances. Optional cloud backup keeps your data synced across devices. No account required to get started. FINNY PRO Unlock AI-powered features with a free three-day trial, including Tap to Track, receipt scanning, voice input, and natural language logging. Every new user gets one free AI request to try before subscribing. Cancel anytime. Terms of Service: https://getfinny.app/terms Privacy Policy: https://getfinny.app/privacy

About

Float

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The #1 personal finance tracking app that works fully offline and never asks for bank access. Float makes it effortless to track your daily spending from contactless payments using Apple Shortcuts.  • No bank linking.  • No syncing delays.  • No privacy compromises. Why Float? Float is the easiest, most private way to see how much you've spent today — instantly. Whether you're tapping your card or adding an expense manually, Float updates in real time and works fully offline. → Track Spending Automatically Log transactions directly from Apple Wallet using Shortcuts. Float integrates with your tap-to-pay automations, so every time you pay, your spend total updates instantly. - Works with Apple Wallet and Apple Pay - Configure it to run only for certain cards, merchants, or categories - 100% on-device — your data never leaves your phone → Know Your Total at a Glance - Float’s beautiful home screen widget shows your daily or 24-hour total spend, so you’re always in control without opening the app. - Live-updating widget - No bank syncing delays - Fully offline and private → Add Manual Expenses in Seconds Not every purchase is digital — Float makes it simple to manually add cash payments or any other expense with just a few taps. → Privacy by Design Float never asks for bank logins or transaction access. Your spending data is yours — stored securely on your device, and never on our servers. Float is perfect for minimalists, privacy advocates, and anyone who wants to know: “How much have I spent today?” Get Float now and track your money your way. Privately, instantly, and effortlessly. Usage of this application is subject to the EULA found at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finny4 screens
Float4 screens

Verdict

The call

The clearest difference is update cadence: Finny at every 9 days against Float's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finny sells 2 in-app purchases, starting at $1.99 per month and Float sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finny ships an update every 9 days, Float every 8 months. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
Finny versus Float: the parameters behind the verdict, then further details
ParameterFinnyFloat
PriceFreeFree
Rating4.4 (37 ratings) — better—
Positive reviews62.5% of reviews—
Number of ratings37 — better—
Update frequencyEvery 9 days — betterEvery 8 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size55 MB9 MB
Age rating4+4+
DeveloperHieu DinhFriday Technologies

In-app purchases

2 purchases

Finny

Subscriptions2
  • Finny Pro3 Days trial$1.991 Month
  • Finny Pro$17.991 Year
2 purchases

Float

Subscriptions2
  • Float Pro (Monthly)$3.991 Month
  • Float Pro (Annual)$12.991 Year

Questions

Is Finny free?
Finny is free to download, with in-app purchases available.
Is Float free?
Float is free to download, with in-app purchases available.
Do Finny or Float have ads?
Neither Finny nor Float shows ads.
Which is updated more often, Finny or Float?
Finny ships an update every 9 days, and Float every 8 months. Most recently, Finny was updated on November 8, 2026 and Float on November 5, 2026.

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