QM Master vs Pay9
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
QM Master
Read full descriptionHide full description
QM Master is more than just a payment cardβ itβs your direct connection to the world of gold. Designed exclusively for Quantum Metal members, it provides direct access to the value of your gold, offering unmatched flexibility in managing and using your gold holdings.
Pay9
Read full descriptionHide full description
One App for all your lifestyle needs Unlock a world of unparalleled luxury and convenience with the NINE App, your premier gateway to the finest lifestyle experiences globally. NINE has forged partnerships with an exclusive network of world-class providers, ensuring that every desire, from exquisite dining to lavish accommodations, seamless travel, and captivating entertainment, is met with the highest standard of excellence. Every transaction through our Pay9 Card is rewarded which can be redeemed with our partners. Spend to earn! NINE empowers Web3 users by providing a seamless solution for spending globally. Through the Pay9 Card, users can effortlessly make payments at millions of merchant locations across 210 countries and territories worldwide. NINE offers users access to a wide selection of the hottest events throughout the world. NINE user benefits can include but is not limited to: priority access, exclusive access, giveaways, and other exciting rewards. NINE also allows our users to easily track and manage their finances through our app. Link your Pay9 Card to NINE app to track your spending and rewards.
Screenshots
Verdict
The clearest difference is update cadence: Pay9 at every 3 weeks against QM Master's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QM Master ships an update every 3 months, Pay9 every 3 weeks. The most recent releases landed on September 16, 2026 and September 1, 2026 respectively.
| Parameter | QM Master | Pay9 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod β better | iPhone |
| Requires iOS | 15.1 β better | 16.6 |
| Further details β not scored | ||
| Size | 24 MB | 178 MB |
| Age rating | 17+ | 17+ |
| Developer | My Gold I by Quantum Metal | Masterpay Global |
In-app purchases
QM Master
No in-app purchases
Pay9
No in-app purchases









