Comparison

QM Master vs Pay9

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

QM Master

Features
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QM Master is more than just a payment cardβ€” it’s your direct connection to the world of gold. Designed exclusively for Quantum Metal members, it provides direct access to the value of your gold, offering unmatched flexibility in managing and using your gold holdings.

About

Pay9

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One App for all your lifestyle needs Unlock a world of unparalleled luxury and convenience with the NINE App, your premier gateway to the finest lifestyle experiences globally. NINE has forged partnerships with an exclusive network of world-class providers, ensuring that every desire, from exquisite dining to lavish accommodations, seamless travel, and captivating entertainment, is met with the highest standard of excellence. Every transaction through our Pay9 Card is rewarded which can be redeemed with our partners. Spend to earn! NINE empowers Web3 users by providing a seamless solution for spending globally. Through the Pay9 Card, users can effortlessly make payments at millions of merchant locations across 210 countries and territories worldwide. NINE offers users access to a wide selection of the hottest events throughout the world. NINE user benefits can include but is not limited to: priority access, exclusive access, giveaways, and other exciting rewards. NINE also allows our users to easily track and manage their finances through our app. Link your Pay9 Card to NINE app to track your spending and rewards.

Screenshots

QM Master4 screens
Pay93 screens

Verdict

The call

The clearest difference is update cadence: Pay9 at every 3 weeks against QM Master's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

QM Master ships an update every 3 months, Pay9 every 3 weeks. The most recent releases landed on September 16, 2026 and September 1, 2026 respectively.

Scorecard1 real difference Β· 5 level
QM Master versus Pay9: the parameters behind the verdict, then further details
ParameterQM MasterPay9
PriceFreeFree
Update frequencyEvery 3 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.1 β€” better16.6
Further details β€” not scored
Size24 MB178 MB
Age rating17+17+
DeveloperMy Gold I by Quantum MetalMasterpay Global

In-app purchases

None

QM Master

No in-app purchases

None

Pay9

No in-app purchases

Questions

Is QM Master free?
QM Master is free to download, with no in-app purchases.
Is Pay9 free?
Pay9 is free to download, with no in-app purchases.
Do QM Master or Pay9 have ads?
Neither QM Master nor Pay9 shows ads.
Which is updated more often, QM Master or Pay9?
QM Master ships an update every 3 months, and Pay9 every 3 weeks. Most recently, QM Master was updated on September 16, 2026 and Pay9 on September 1, 2026.

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