Loan Track vs Owe Pay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Loan Track
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Loan Track: Your Ultimate Loan Tracking and Interest Calculator Easily manage and track all your loans with Loan Track! Whether you're lending to friends or family, we've got you covered with powerful features like: - Track Loaner Information: Add the name of the borrower, lending date, and detailed loan records. - Interest Rate Calculation: Automatically calculate monthly interest for each loan. - Rollover Overdue Loans: Seamlessly roll over overdue loans with a simple click, changing the status to "Rollover" (e.g., Normal Loan β Rollover Loan 1) and so on. - Receive and Track Payments: Record specific amounts received and see the remaining balance in real-time. - Loan Archive: Easily archive fully paid loans, with an option to view archived loans anytime. - Detailed Insights: View a breakdown of interest collected for each loan and review all current and archived loans. - Flexible Currency Support: Change the currency for all your loans as needed. - Complete Loan Management: Edit, delete, and manage every aspect of your lending history with ease. Take full control of your lending activities and never miss a payment or interest calculation with TrackMyLoan!
Owe Pay
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OwePay β Personal Loan Tracking Made Simple OwePay helps you record, track, and manage personal loans between people who already trust each other. Whether you lend money to a friend or borrow from someone you know, OwePay keeps everything organized in one place β from loan amounts and repayment schedules to confirmations and reminders. Key Features: Record loans given or received Send confirmation links to acknowledge received amounts βRead more
Screenshots
Verdict
The clearest difference is ads: Loan Track at none against Owe Pay's shown. Loan Track also leads on iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Loan Track | Owe Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Every 2 months |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 13.0 β better | 15.6 |
| Further details β not scored | ||
| Size | 22 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | DEVCULA COMPANY LIMITED | Yasa Enterprise |
In-app purchases
Loan Track
No in-app purchases
Owe Pay
No in-app purchases









