SakalPay vs Smart PNP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SakalPay
Manage your bank accounts with real-time balance checks, mini statements, and fund transfers. Request cheque books and make payments between accounts. Offers a comprehensive suite of online banking services.
- Real-time balance checking
- Mini statement access
- Statement download
- IMPS payments
- RTGS/NEFT fund transfer
- Cheque book request
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In SAKALPAY app we are providing below online facility to bank customers. 1. Real time balance checking 2. Mini statement 3. Statement download facility 4. IMPS payments 5. RTGS/NEFT fund transfer 6. Cheque book request 7. KUCB to KUCB account payments and many more facility...
Smart PNP
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A Smart PNP initiative to do something that makes citizen's life easier, so we build Smart PNP for responsive governance. Various Channels as part of Smart PNP initiative: Since the advent of technology, internet is the way to the future. Be it IOS, all cater to a wide variety of needs. Smart PNP aims to integrate all its services and facilities on to the mobile in the releases to come. Let’s find out what is being offered in Smart PNP 1. One Stop Solution: Cannot remember your username and password; At your ease forget the username and password, we still have all set for you - use your mobile to log-in. 2. Services a) pay property tax. Look for all previous bills paid b) pay water bill payment. c) Download notice, Tax Valuation receipt for properties & water bill payment. 3. Emergency contacts We are use sub paisa payment gateways for Property tax and Water Tax payment.
Screenshots
Verdict
The clearest difference is update cadence: Smart PNP at every 3 days against SakalPay's every 3 weeks. Smart PNP also leads on device support (3 vs 1) and iOS requirement (12.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SakalPay ships an update every 3 weeks, Smart PNP every 3 days. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.
| Parameter | SakalPay | Smart PNP |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 40.0% of reviews | — |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | THE KARAD URBAN CO-OPERATIVE BANK LIMITED | Sthapatya consultants PRIVATE LIMITED |
In-app purchases
SakalPay
No in-app purchases
Smart PNP
No in-app purchases
Questions
Is SakalPay free?
Is Smart PNP free?
Do SakalPay or Smart PNP have ads?
Which is updated more often, SakalPay or Smart PNP?
Other comparisons
