ccreward vs PointsFly

Maximize Every Swipe. Whether you are a credit card enthusiast or just want more from your daily coffee run, ccreward.app helps you earn the most cashback, miles and points on every purchase. KEY FEATURES Find the Perfect Card for Every Spend Stop guessing at the checkout counter. Best Card compares your saved cards and tells you which one earns the most for that purchase. Sort by Points, Value or Miles to reach your goals faster. Your most used cards now appear first. Ask AI (NEW) Chat with an assistant powered by Apple Intelligence. Ask which card to use at a merchant, how much you'll earn, or what your bank charges: forex markup, fees and more, answered from the bank's own terms. Automatic Purchase Import (NEW) Log Apple Pay purchases automatically with a simple Shortcuts automation, or import bank SMS in India and Singapore. Duplicates are merged, and once you pick a card for a purchase, later ones match on their own. Automatic Rewards (Premium, NEW) Every imported purchase gets its reward worked out for you. Get a notification like "You can earn 420 miles" and save it with one tap. Maximize Your Miles Turn bank points into boarding passes. The Transfer Partners calculator shows transfer ratios, estimated values and conversion times across airlines and hotels, so you know what your points are really worth before you move them. Know Before You Swipe Don't let a wrong MCC ruin your rewards. MCC Lookup checks Merchant Category Codes for stores in India and Singapore, so you know whether a merchant earns bonus points before you pay. Your Wallet, Beautifully Stacked View your whole card collection in a sleek stacked feed. Switch between vertical and horizontal views to see your portfolio at a glance. Smart Spend Tracking Heat maps, custom spending goals and a points summary across all your cards. Add expenses manually or import them automatically. Widgets, Control Center and Siri (NEW) See Trending Cards and Reward Balances on your Home and Lock Screen. Open MCC Lookup, Best Card or the Calculator from Control Center, or just ask Siri. Now in Your Language (NEW) English, Hindi, Tamil, Telugu, Kannada, Bengali and Marathi. PRIVATE & SECURE - We never ask for full card numbers or CVVs. AI Chat requires iOS 27 and an Apple Intelligence-enabled device. Privacy Policy: https://ccreward.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PointsFly helps you turn your credit card points into real flights, hotels, and your next dream trip, instead of letting them sit idle or get cashed out cheap. SET A DREAM DESTINATION, WATCH IT COUNT DOWN Pick your dream trip: Maldives, Bali, Europe, or a quick Goa getaway. PointsFly tracks your points daily against it, shows exactly how many more you need, and tells you the cheapest way to get there, down to the transfer partner and ratio. LIVE ALERTS ON EVERY TRANSACTION Get notified the moment you earn points, and see exactly how much closer you just got to your goal. No more guessing your balance or logging into five different bank apps. KNOW THE BEST CARD FOR EVERY PURCHASE Stop defaulting to one "main" card. PointsFly ranks every card in your wallet for any purchase amount and category, and shows exactly how many points each one would earn, so you always swipe the one that earns the most. ONE WALLET FOR EVERY CARD YOU OWN HDFC, Axis, ICICI, SBI, Amex; track every card, every transaction, every point balance in one place. PointsFly tells you offers and per point value redeemed by using every card, for every transaction, recommends the best card for your transaction and lets you know of the offers available on your cards. See your total portfolio value, and instantly know if a different card would have earned you more on any past spend. BOOK FLIGHTS ON YOUR POINTS Search real flights across airlines like Air India, IndiGo, and Vistara. Compare the cash price against the points price, see the exact value per point, and book instantly or let AIRA do it for you. BOOK HOTELS ON YOUR POINTS Compare cash vs. points value across hotel chains and loyalty programs, redeem instantly, and see exactly how many rupees per point you're getting before you commit. IN-STORE ALERTS Set alerts for up to 20 stores. Walk in, and PointsFly tells you which card in your wallet to swipe before you tap — not after you've already earned less than you should have. MEET AIRA: YOUR AI REWARDS AGENT Ask AIRA anything, in English or Hindi: "Which card is best for Air India?" "Get me to Bali in business class for under 60,000 points." "There's a sale on Myntra, does any of my cards get me extra points?" One straight answer, no digging through T&Cs, bank forums, or Reddit threads. WHY THIS MATTERS Your credit card points aren't a bonus. They're a return on every rupee you spend and if you're redeeming them for cashback or gift vouchers, you're cashing that return in at a fraction of its worth. Cashback and vouchers typically pay ₹0.20–₹0.25 per point. The same points, transferred to the right airline or hotel partner, can be worth ₹0.50 to ₹1.50+ per point, sometimes more on business class or peak-season redemptions. Redeem 2,00,000 points for cashback instead of travel, and you could be leaving ₹60,000–₹2,40,000 on the table. Points feel like a "bonus," so most people redeem them the easy way and feel good about it. That's the trap: it's still your money, earned the moment you spent it. Treat it like the return it is, and optimise it the way you'd optimise any investment. Awareness is step one. PointsFly is the system that turns that awareness into real value, before you spend, while you spend, and when you redeem. Download PointsFly and find out what your points are really worth. Terms of Use: https://pointsfly.ai/terms Privacy Policy: https://pointsfly.ai/privacy