Comparison

Starryblu vs 清账本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Starryblu

Manage your global finances with ease. Send money internationally, spend in multiple currencies, and receive payments like a local. Securely manage your money across borders with advanced features and competitive exchange rates.

Highlights
  • International money transfers
  • Multi-currency accounts
  • Global spending
  • Secure fund management
  • Daily returns on balance
  • Physical debit card
Features
Read full description

Starryblu, the best choice for global payment. With the Starryblu App, manage spending, saving, international transfers, incoming payments, and multiple currencies in one place. Starryblu makes it easier to manage and move your money across borders. Through integrations and partnerships with TenPay Go, PayPal, Alipay+, and other leading payment providers, Starryblu continues to expand its global payment network, giving you more ways to pay, spend, and transfer money worldwide. Whether you're an international student, overseas professional, digital nomad, global entrepreneur, or frequent traveler, Starryblu helps you manage your finances wherever life takes you. - Global Spending | From Everyday Purchases to AI Subscriptions Pay at restaurants, cafés, hotels, shops, online stores, and more. Starryblu also supports payments for global AI tools, software, and digital subscriptions, including ChatGPT and X Premium. - Secure and trustworthy Regulated by the Monetary Authority of Singapore (MAS) and licensed as a Major Payment Institution (MPI). User funds are safeguarded in dedicated accounts at OCBC Bank and kept separate from company assets. PCI DSS certified, with multi-factor authentication, data encryption, biometric verification, AI-powered risk controls, and 24/7 account protection. Backed by leading global investors including Sequoia Capital and Lightspeed Venture Partners. - Internationally recognized design Starryblu won a Gold Award at the US MUSE Design Awards for its product experience and design, helping deliver a secure, simple, and convenient cross-border financial experience. - 200M subsidy campaign Enjoy subsidies across remittances and spending, plus extra user benefits. Rewards are issued automatically and are easy to use. - 10+ multi-currency accounts and instant exchange Open local multi-currency accounts online in minutes and receive payments like a local. Manage global funds in one place with no monthly or maintenance fees. Exchange currencies instantly at competitive rates and receive real-time transaction notifications. - International remittances and transfers Send money to 40+ countries with transparent pricing and no hidden fees. Over 52% of transfers are instant, with eligible transfers arriving within 20 seconds. - Physical debit card Spend and withdraw cash across 40+ countries and regions. Unsupported currencies are automatically exchanged when you pay. Enjoy benefits such as cashback and custom card numbers, with in-app card controls including freeze and unfreeze. - Keep your funds growing Earn daily returns on your account balance, with flexible deposits and withdrawals and no extra handling fees. Account currencies: GBP, EUR, USD, AUD, CAD, HKD, JPY, NZD, SGD Remit to: Hong Kong, Malaysia, South Korea, Vietnam, Philippines, Thailand, Singapore, Sri Lanka, Nepal, India, Indonesia, United States, Canada, Australia, United Kingdom, France, Germany, Italy, Netherlands, Belgium, Luxembourg, Denmark, Ireland, Greece, Portugal, Spain, Austria, Sweden, Finland, Malta, Cyprus, Poland, Hungary, Czech Republic, Slovakia, Estonia, Latvia, Lithuania, Romania, Bulgaria, Croatia Official Website: https://www.starryblu.com/ Financial Compliance: https://www.starryblu.com/en/compliance Customer Service Email: stb@starryblu.com

About

清账本

Features
Read full description

本应用为个人财务记账工具,无需登录即可使用主要功能。 主要功能: 1. 新增、编辑、删除收入与支出流水 2. 首页总览、分类统计与收支趋势报表 3. CSV / PDF 导出 4. 生物识别锁、金额隐藏、后台遮罩 5. 通过 CloudKit 同步到用户自己的 iCloud 私有数据库

Screenshots

Starryblu4 screens
清账本4 screens

Verdict

The call

The clearest difference is update cadence: Starryblu at weekly against 清账本's every 3 months. Starryblu also leads on iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Starryblu ships an update weekly, 清账本 every 3 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Starryblu versus 清账本: the parameters behind the verdict, then further details
ParameterStarryblu清账本
PriceFreeFree
Rating4.5 (189 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings189 — better—
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size156 MB2 MB
Age rating4+4+
DeveloperWotransfer PTE. LTD.成 王

In-app purchases

None

Starryblu

No in-app purchases

None

清账本

No in-app purchases

Questions

Is Starryblu free?
Starryblu is free to download, with no in-app purchases.
Is 清账本 free?
清账本 is free to download, with no in-app purchases.
Do Starryblu or 清账本 have ads?
Neither Starryblu nor 清账本 shows ads.
Which is updated more often, Starryblu or 清账本?
Starryblu ships an update weekly, and 清账本 every 3 months. Most recently, Starryblu was updated on October 30, 2026 and 清账本 on October 31, 2026.

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