Comparison

Starryblu vs Aset

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Starryblu

Manage your global finances with secure and cost-effective international payments, transfers, and multi-currency accounts. Exchange currencies at real rates, send money to over 40 countries, and receive funds like a local. Features a debit card for global use and robust security measures.

Highlights
  • Secure global payments
  • Multi-currency accounts
  • Instant currency exchange
  • International remittances
  • Global debit card
  • Receive payments like a local
Features
Read full description

Starryblu, the best choice for global payment. With the Starryblu App, manage spending, saving, international transfers, incoming payments, and multiple currencies in one place. Starryblu makes it easier to manage and move your money across borders. Through integrations and partnerships with TenPay Go, PayPal, Alipay+, and other leading payment providers, Starryblu continues to expand its global payment network, giving you more ways to pay, spend, and transfer money worldwide. Whether you're an international student, overseas professional, digital nomad, global entrepreneur, or frequent traveler, Starryblu helps you manage your finances wherever life takes you. - Global Spending | From Everyday Purchases to AI Subscriptions Pay at restaurants, cafés, hotels, shops, online stores, and more. Starryblu also supports payments for global AI tools, software, and digital subscriptions, including ChatGPT and X Premium. - Secure and trustworthy Regulated by the Monetary Authority of Singapore (MAS) and licensed as a Major Payment Institution (MPI). User funds are safeguarded in dedicated accounts at OCBC Bank and kept separate from company assets. PCI DSS certified, with multi-factor authentication, data encryption, biometric verification, AI-powered risk controls, and 24/7 account protection. Backed by leading global investors including Sequoia Capital and Lightspeed Venture Partners. - Internationally recognized design Starryblu won a Gold Award at the US MUSE Design Awards for its product experience and design, helping deliver a secure, simple, and convenient cross-border financial experience. - 200M subsidy campaign Enjoy subsidies across remittances and spending, plus extra user benefits. Rewards are issued automatically and are easy to use. - 10+ multi-currency accounts and instant exchange Open local multi-currency accounts online in minutes and receive payments like a local. Manage global funds in one place with no monthly or maintenance fees. Exchange currencies instantly at competitive rates and receive real-time transaction notifications. - International remittances and transfers Send money to 40+ countries with transparent pricing and no hidden fees. Over 52% of transfers are instant, with eligible transfers arriving within 20 seconds. - Physical debit card Spend and withdraw cash across 40+ countries and regions. Unsupported currencies are automatically exchanged when you pay. Enjoy benefits such as cashback and custom card numbers, with in-app card controls including freeze and unfreeze. - Keep your funds growing Earn daily returns on your account balance, with flexible deposits and withdrawals and no extra handling fees. Account currencies: GBP, EUR, USD, AUD, CAD, HKD, JPY, NZD, SGD Remit to: Hong Kong, Malaysia, South Korea, Vietnam, Philippines, Thailand, Singapore, Sri Lanka, Nepal, India, Indonesia, United States, Canada, Australia, United Kingdom, France, Germany, Italy, Netherlands, Belgium, Luxembourg, Denmark, Ireland, Greece, Portugal, Spain, Austria, Sweden, Finland, Malta, Cyprus, Poland, Hungary, Czech Republic, Slovakia, Estonia, Latvia, Lithuania, Romania, Bulgaria, Croatia Official Website: https://www.starryblu.com/ Financial Compliance: https://www.starryblu.com/en/compliance Customer Service Email: stb@starryblu.com

About

Aset

Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.

Highlights
  • Manual net worth tracking
  • Private asset wallet
  • Multi-currency management
  • Financial trend visualization
  • FIRE progress tracking
  • Customizable asset cards
  • Privacy-focused design
Features
Read full description

Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/

Screenshots

Starryblu4 screens
Aset4 screens

Verdict

The call

The clearest difference is review sentiment: Aset at 100% against Starryblu's 27%. Aset also leads on rating (5.0 vs 4.6). Starryblu's advantage is in-app purchases (none vs 4) and ratings volume (177 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Aset sells 4 in-app purchases, starting at $1.99 per month. Starryblu asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Aset holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Starryblu has 177 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of Starryblu's written reviews are positive against 100% of Aset's.

UpkeepUpdate frequency

Starryblu ships an update weekly, Aset fortnightly. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

Scorecard7 real differences · 3 level
Starryblu versus Aset: the parameters behind the verdict, then further details
ParameterStarrybluAset
PriceFreeFree
Rating4.6 (177 ratings)5.0 (1 ratings) — better
Positive reviews26.7% of reviews100.0% of reviews — better
Number of ratings177 — better1
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size158 MB23 MB
Age rating4+4+
DeveloperWotransfer PTE. LTD.健 周

Customer experience

Starryblu

All ratings177 ratings
Positive89.3%
Neutral2.3%
Negative8.5%
Written reviews15 reviews
Positive26.7%
Neutral6.7%
Negative66.7%

Aset

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Starryblu

No in-app purchases

4 purchases

Aset

Subscriptions2
  • Monthly$1.991 Month
  • Yearly7 Days trial$9.991 Year
One-time2
  • Lifetime Access$6.99
  • Lifetime$29.99

Questions

Is Starryblu free?
Starryblu is free to download, with no in-app purchases.
Is Aset free?
Aset is free to download, with in-app purchases available.
Which has better reviews, Starryblu or Aset?
Aset is rated higher. Starryblu averages 4.6 out of 5 from 177 ratings, while Aset averages 5.0 from 1 ratings.
Do Starryblu or Aset have ads?
Neither Starryblu nor Aset shows ads.
Which is updated more often, Starryblu or Aset?
Starryblu ships an update weekly, and Aset fortnightly. Most recently, Starryblu was updated on October 25, 2026 and Aset on October 7, 2026.

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