Sofri Trust vs Rizoka
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sofri Trust
This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.
- Nano loans with flexible repayment
- Bill payments
- Send and receive funds
- Monitor beneficiary network uptime
- Digital banking services
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Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.
Rizoka
This app simplifies financial transactions and travel bookings for users in Africa. It offers banking services, flight bookings with discounts, gift card trading, and easy bill payments for utilities, airtime, and data. Users can also earn rewards through referrals.
- Banking services (send/receive money)
- Flight booking (domestic & international)
- Gift card buying and selling
- Utility bill payment
- Prepaid meter electricity recharge
- Airtime and data purchases with discounts
- Referral rewards program
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Here is why Rizoka is your Go-To App at all times. With Rizoka, Excellent onboarding process, receive USD deposits and withdraw in USDT & USDC Receive Money Across Boarder If you are a freelancer, creator or a remote worker living in Nigeria, Ghana, Uganda, Rwanda and other African country, Rizoka lets you create and own a USD account in your name to receive international payment, save in USD or withdraw at any time. Flight Book Domestic and International Flight on Rizoka app anytime even if you are a guest and want to try out Rizoka. Gift Cards Buy Gift Cards from top merchants instantly with Naira or USDT & USDC or convert unused Gift cards to cash in minutes. Rizoka makes every purchase easy, and rewarding. Starts from $2. Bill Payment Take control of your bills with Rizoka—easy payments, no extra fees, zero stress, and total convenience. Stablecoin Receive USDT & USDC in your Stablecoin wallet at any time, save in USD or withdraw to any USDT & USDC wallet anytime. Events Discover the moment of happiness, search and book event happening in your city and book the ticket on Rizoka App safely and simple. Rewards Earn rewards every time you refer a friend to use Rizoka—just share your Referral link or code and start earning. Don’t wait, invite your friends and family today! If you require additional information, kindly reach out to our active support team via contact@rizoka.com or call our business concierge +234 (201) 330 6155
Screenshots
Verdict
The clearest difference is rating: Rizoka at 4.0 against Sofri Trust's 2.3. Rizoka also leads on device support (3 vs 1). Sofri Trust's advantage is review sentiment (9% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rizoka holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 16 and 13 respectively. Written reviews complicate that: 9% of Sofri Trust's written reviews are positive against 0% of Rizoka's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.
| Parameter | Sofri Trust | Rizoka |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (16 ratings) | 4.0 (13 ratings) — better |
| Positive reviews | 9.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 16 — better | 13 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 94 MB | 120 MB |
| Age rating | 17+ | 17+ |
| Developer | DLM CAPITAL GROUP LIMITED | Rizoka Technologies Limited |
Customer experience
Sofri Trust
Rizoka
In-app purchases
Sofri Trust
No in-app purchases
Rizoka
No in-app purchases
