Sofri Trust vs Rizoka
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sofri Trust
This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.
- Nano loans with flexible repayment
- Bill payments
- Send and receive funds
- Monitor beneficiary network uptime
- Digital banking services
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Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.
Rizoka
This app simplifies financial transactions and travel bookings for users in Africa. It offers banking services, flight bookings with discounts, gift card trading, and easy bill payments for utilities, airtime, and data. Users can also earn rewards through referrals.
- Banking services (send/receive money)
- Flight booking (domestic & international)
- Gift card buying and selling
- Utility bill payment
- Prepaid meter electricity recharge
- Airtime and data purchases with discounts
- Referral rewards program
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Driving Nigeria and Africa’s Economic Growth through Finance, Innovation and Technology while creating unparalleled values. Banking Service Create your Rizoka NGN, USD and Euro account to receive, save and spend seamless with friends, family and associates. USD & EURO Account Receive payment globally without hassle—Rizoka’s USD & Euro account makes global transactions simple and smooth. Flight Booking With Rizoka, you can easily book local and international flights at airline-standard prices, with no hidden fees, great flight deals and exclusive discounts that saves you more. Gift Cards Buy Gift Cards from top merchants instantly on Rizoka App and convert unused Gift cards to cash in minutes. Rizoka makes every purchase easy, and rewarding. Start from $2. Bill Payment Take control of your bills with Rizoka—easy payments, no extra fees, zero stress, and total convenience. Electricity Running out of units? Recharge your prepaid meter in seconds, stay powered, stay in control. Airtime & Data Top-up Airtime and Data, browse more, talk more and save more only and enjoy up to 2% cashback. Rewards Earn rewards every time you refer a friend to use Rizoka—just share your Referral link or code and start earning. Don’t wait, invite your friends and family today! If you require additional information, kindly reach out to our active support team via contact@rizoka.com or call our business concierge +234 (201) 330 6155
Screenshots
Verdict
The clearest difference is rating: Rizoka at 4.0 against Sofri Trust's 2.4. Rizoka also leads on device support (3 vs 1). Sofri Trust's advantage is review sentiment (9% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rizoka holds the better App Store score, 4.0 against 2.4. Both are backed by a comparable volume of ratings — 15 and 12 respectively. Written reviews complicate that: 9% of Sofri Trust's written reviews are positive against 0% of Rizoka's, so the app with the better star average is not the one people write more warmly about.
Sofri Trust ships an update fortnightly, Rizoka every 2 weeks. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.
| Parameter | Sofri Trust | Rizoka |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (15 ratings) | 4.0 (12 ratings) — better |
| Positive reviews | 9.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 15 — better | 12 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 94 MB | 118 MB |
| Age rating | 17+ | 17+ |
| Developer | DLM CAPITAL GROUP LIMITED | Rizoka Technologies Limited |
Customer experience
Sofri Trust
Rizoka
In-app purchases
Sofri Trust
No in-app purchases
Rizoka
No in-app purchases
