Sofri Trust vs CRC Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sofri Trust
This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.
- Nano loans with flexible repayment
- Bill payments
- Send and receive funds
- Monitor beneficiary network uptime
- Digital banking services
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Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.
CRC Mobile
Manage your finances, pay bills, and access credit reports and professional courses. This app offers a digital wallet, secure authentication, and a unified platform for various financial services and e-commerce.
- Digital wallet management
- Utility bill payments
- Credit report purchases
- Professional course enrollment
- Secure biometric authentication
- Transaction history tracking
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CRC Mobile CRC Mobile is a comprehensive financial services and e-commerce application developed by CRC Credit Bureau, one of Nigeria's leading credit reporting agencies. The app provides a unified platform for digital wallet management, utility bill payments, professional course enrollment, and access to credit reports and financial products. CREDIT REPORTS & FINANCIAL PRODUCTS Browse and purchase individual and corporate credit reports directly from CRC Credit Bureau. Access trending reports, view detailed product descriptions, and complete purchases using your preferred payment method. Stay informed with the latest updates and news from CRC through the in-app content feed. CFEC PROFESSIONAL COURSES Explore and enrol in professional development courses offered by the CRC Financial Education Centre (CFEC). Browse available courses by category, view detailed course information including schedules, formats (online, in-person, or hybrid), pricing, and duration. Complete your enrollment and payment seamlessly within the app. SHOPPING CART & CHECKOUT Add credit reports and financial products to your cart, apply coupon codes for discounts, review your order summary, and complete checkout. The app supports multiple payment methods including card payment via Paystack, wallet payment, and bank transfer. TRANSACTION HISTORY View your complete transaction history with detailed records of all payments, purchases, and wallet activities. Filter transactions by status (successful, pending, or failed) and tap any transaction to view its full details. SECURE AUTHENTICATION Your account is protected with robust security features: Email and password login with strong validation Biometric authentication support (fingerprint and Face ID) for quick and secure access Automatic session timeout after 10 minutes of inactivity to protect your account Account deactivation option available in settings PROFILE MANAGEMENT View and manage your personal information, access privacy and security settings, get help and support through the integrated helpdesk, and learn more about CRC Credit Bureau through the About section. DIGITAL WALLET Manage your funds with a built-in digital wallet. Fund your wallet instantly using your debit card or bank transfer, view your real-time balance, and use your wallet to make payments across all services within the app. Your balance can be hidden for privacy with a single tap. BILL PAYMENTS Pay your everyday utility bills directly from the app: Airtime top-up for all major Nigerian networks (MTN, Airtel, Glo, 9mobile) Mobile data bundle purchases across all supported networks Cable TV subscription payments (DStv, GOtv, StarTimes, and more) Electricity bill payments for prepaid and postpaid meters across all major distribution companies Educational institution payments Each bill payment includes real-time customer verification, confirmation of details before payment, and instant transaction receipts. PAYMENT OPTIONS The app supports flexible payment methods across all services: Debit/credit card payments processed securely via Paystack Wallet payments using your funded in-app wallet balance Bank transfer options for wallet funding KEY FEATURES SUMMARY Buy individual and corporate credit reports Enrol in CFEC professional development courses Shopping cart with coupon code support Complete transaction history with filtering Fund and manage your digital wallet Purchase airtime, data, TV subscriptions, and electricity Real-time customer verification for bill payments Auto-logout for account security Secure payment processing via Paystack CRC Mobile is developed and maintained by CRC Credit Bureau Limited, a licensed credit bureau regulated by the Central Bank of Nigeria.
Screenshots
Verdict
The clearest difference is rating: Sofri Trust at 2.3 against CRC Mobile's 1.0. Sofri Trust also leads on ratings volume (16 vs 1). CRC Mobile's advantage is update cadence (every 4 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sofri Trust holds the better App Store score, 2.3 against 1.0. That said, the two scores are not equally well evidenced: Sofri Trust has 16 ratings behind it against 1, so its average is the more settled of the two.
Sofri Trust ships an update fortnightly, CRC Mobile every 4 days. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.
| Parameter | Sofri Trust | CRC Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (16 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 9.1% of reviews | — |
| Number of ratings | 16 — better | 1 |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 94 MB | 71 MB |
| Age rating | 17+ | 4+ |
| Developer | DLM CAPITAL GROUP LIMITED | CRC Credit Bureau Limited |
In-app purchases
Sofri Trust
No in-app purchases
CRC Mobile
No in-app purchases









