Comparison

Chequemate vs EsusuHive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chequemate

Features
Read full description

Chequemate is a digital savings platform that modernizes the traditional Nigerian Ajo system while also providing structured solo savings options. Designed for security, transparency, and ease of use, Chequemate allows users to effortlessly save money, participate in group savings, and achieve financial goals within a trusted network. Key Features: 1. Ajo Savings (Group Savings): Join private or public savings groups with automated contributions and payouts. 2. Solo Savings: Set and track personal savings goals or save at a chosen frequency. 3. Trust Score System: Ensure reliability and transparency in savings groups. 4. Security Deposit Protection: Minimize risks with upfront contribution mechanisms. 5. Automated Transactions & Notifications: Never miss a payment with scheduled contributions and real-time alerts. 6. Packing System: A structured payout system to ensure fairness in group savings. 7. User-Friendly Experience: Intuitive design for seamless financial management. With Chequemate, users can confidently save, earn interest, and reach financial goals faster.

About

EsusuHive

This platform facilitates community-driven savings through digital esusu groups. Users can create or join savings circles, set contribution amounts and frequencies, and track progress securely. It offers interest-free group savings, enabling members to access lump sums for various financial goals.

Highlights
  • Create or join savings groups (hives)
  • Set contribution amounts and frequency
  • Invite trusted members
  • Track contributions and manage payouts
  • Interest-free group savings
  • Receive notifications and updates
  • Access funds and payout history
Features
Read full description

Welcome to EsusuHive – your modern, trusted platform for community-driven savings. In many cultures, the ancient system of esusu (also known as susu, ajo, tontine) has enabled trusted groups to save, grow, and access funds together. With Esusu Hive, we bring that time-honored tradition into the digital age—secure, transparent, and built for your circle of family, friends or colleagues. Key features: Create or join a savings group (“hive”), set your contribution amount and frequency. Invite trusted members, track contributions, and manage group payouts—all in one place. Enjoy interest-free group savings—everyone contributes, everyone benefits. Receive notifications and updates to keep your group on track. Access your funds and payout history easily whenever your turn arrives. Why EsusuHive? Builds savings discipline while strengthening community trust. Gives you access to lump sums when you need them—whether for business, education, emergencies or big goals. Digital platform means no paper-logs, no confusion, no middle-man—just you and your group. Getting started is simple: Sign up and verify your account. Create your hive or join an existing one. Set the savings term (amount, frequency, duration). Invite your trusted members. Contribute, track, and in due turn receive your payout. Join thousands of savers who are leveraging the power of community and technology. Save smart. Save together.

Screenshots

Chequemate4 screens
EsusuHive4 screens

Verdict

The call

The clearest difference is iOS requirement: Chequemate at 13.0 against EsusuHive's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chequemate ships an update weekly, EsusuHive every 8 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 8 level
Chequemate versus EsusuHive: the parameters behind the verdict, then further details
ParameterChequemateEsusuHive
PriceFreeFree
Rating—4.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyWeekly — betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size55 MB32 MB
Age rating17+4+
DeveloperCoast TechnologiesTheTechHubLLC.VidaMeet

In-app purchases

None

Chequemate

No in-app purchases

None

EsusuHive

No in-app purchases

Questions

Is Chequemate free?
Chequemate is free to download, with no in-app purchases.
Is EsusuHive free?
EsusuHive is free to download, with no in-app purchases.
Do Chequemate or EsusuHive have ads?
Neither Chequemate nor EsusuHive shows ads.
Which is updated more often, Chequemate or EsusuHive?
Chequemate ships an update weekly, and EsusuHive every 8 days. Most recently, Chequemate was updated on October 30, 2026 and EsusuHive on November 5, 2026.

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