Comparison

PAYLAP score vs RetailMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PAYLAP score

Features
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PAYLAP SCORE is a 100% made in India digital ledger/ udhar khata app which simplifies credit (उधार) account management for shop owners and their customers. Some other regional names of Udhar Bahi Khata where Paylap Score can be used directly. 1. Credit Debit Entry Book 2. Leva Deva 3. Levad Devad 4. Ugarani Chukavani 5. Udhar Jama Register 6. Debit Credit Ledger 7. Basic Accounting Register 8. Ugarani Book 9. Ledger Book 10. Khata Diary 11. LenDen Diary 12. Len-Den Book 13. Udhaari 14. Khaata 15. Cibil Score Report Some Use Case Scenarios of Paylap Score App: 1. Mobile Shops/Recharge Shops 2. Any small and medium business doing sales on credit 3. Kirana Shop/General Store/Grocery Store/Provision Store 4. Bakery, Snacks and Juice Shops 5. Medical Store/ Local Pharmacy 6. Paan Shops 7. Personal Credit Bookkeeping Ab apna khata/bahi khata karein digital aur bane digital India ka hissa! Forget the fear of NO CREDIT and enjoy the ease, simplicity, and reliability of Paylap Score. Advantages of using Paylap Score digital ledger against paper based udhaar bahi khata -FAST: View any customer dues in 1-click -PROOF: Customer gets a free SMS update for all transactions -AUTOMATIC: All transactions are added automatically -ACCURATE: No totaling mistakes -100% SAFE: Online & local backup ensures 100% record safety -MOBILE: Add credit/payment anytime, anywhere -CIBIL SCORE: Paylap Score app also shows the customer's transaction process through CIBIL score report. You can also check the CIBIL Score of your customer and after that you can pay. Paylap Score helps keep track of credit balances and transaction summary (Len Den Byora). Merchants (App Users) can use Paylap Score application to record credit and debit/payment for their trusted customers. Also, there is no fear of losing records as all data is backed up online against your phone number based account and can be recovered by a simple OTP authentication on a new device later on. -Get transaction updates via SMS -View balance and transaction history at a unique link in the SMS -Easily check dues payments & send reminders to the other party -Check total credit & track account statement for past transactions -Download statements as pdf & share with your customers Paylap Score is a very simple buisness accounting software application for anyone to manage their most important financial transactions. The SMS communication between the recorder and receiver is very useful to both parties. This is especially useful for people who do business via sale on credit or have monthly account customers but still do all accounting (hisab kitab) on paper individuals in the microfinance sector who land money to friends and family may use Paylap Score app as their digital ledger to record their transaction and ease their account maintenance burden. Start using Paylap Score app today to say goodbye to the hassles and headache of managing credit accounts (vahi khata) with pen, paper, and calculator.

About

RetailMate

Features
Read full description

RetailMate is the ultimate solution for small businesses, freelancers, and anyone who needs to create, manage, and track invoices with zero hassle. Designed with simplicity in mind, RetailMate makes it incredibly easy to generate professional invoices, track payments, and stay on top of your billing—no complicated software or systems needed. Key Features: Quick Invoice Creation: Generate detailed invoices in a flash, including product/service names, quantities, pricing, taxes, and discounts. All you need to do is fill in the info, and RetailMate handles the rest. Payment Tracking: Keep your finances organized by marking invoices as paid or pending. RetailMate makes it simple to track which invoices are still due and which ones have been settled. Customizable Invoice Templates: Personalize your invoices by adding your business logo and choosing from various clean, professional templates. No need to be a design expert—RetailMate makes your invoices look sharp. Easy Sharing and Export: Once your invoice is ready, you can share it directly with clients via email, or save it as a PDF for future reference or printing. Invoice History: Store all your past invoices in one place. Need to check back on a previous sale or payment? It’s all neatly organized and easy to access. RetailMate is perfect for small business owners, freelancers, service providers, and anyone who needs to manage invoices quickly and easily. Whether you’re invoicing for one-time services or recurring payments, RetailMate is designed to save you time and keep you organized, without the complexity.

Screenshots

PAYLAP score4 screens
RetailMate4 screens

Verdict

The call

The clearest difference is update cadence: PAYLAP score at every 3 days against RetailMate's every 16 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PAYLAP score ships an update every 3 days, RetailMate every 16 months. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 5 level
PAYLAP score versus RetailMate: the parameters behind the verdict, then further details
ParameterPAYLAP scoreRetailMate
PriceFreeFree
Update frequencyEvery 3 days — betterEvery 16 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size47 MB34 MB
Age rating4+17+
DeveloperSunil Kumar singhRakesh Gandhi

In-app purchases

None

PAYLAP score

No in-app purchases

None

RetailMate

No in-app purchases

Questions

Is PAYLAP score free?
PAYLAP score is free to download, with no in-app purchases.
Is RetailMate free?
RetailMate is free to download, with no in-app purchases.
Do PAYLAP score or RetailMate have ads?
Neither PAYLAP score nor RetailMate shows ads.
Which is updated more often, PAYLAP score or RetailMate?
PAYLAP score ships an update every 3 days, and RetailMate every 16 months. Most recently, PAYLAP score was updated on October 14, 2026 and RetailMate on October 1, 2026.

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