Comparison

SIP Calculator vs Splitty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SIP Calculator

This app helps users estimate investment returns, calculate loan payments, and plan savings. It offers tools for SIP, Fixed Deposits, Recurring Deposits, EMIs, PPF, and inflation-adjusted SIPs to aid financial planning.

Highlights
  • SIP investment return estimation
  • Fixed Deposit (FD) calculator
  • Recurring Deposit (RD) calculator
  • EMI calculation for loans
  • Public Provident Fund (PPF) calculator
  • SIP with inflation impact analysis
Features
Read full description

SIP calculator is a simple tool that allows individuals to get an idea of the returns on their investments made through SIP. It is a quick and effective tool to easily calculate the estimated returns on your SIP investment by selecting just a few basic details. You can calculate your future value of monthly sip investment compounded monthly or annually. Key Features: SIP Planer: SIP planner is a more comprehensive tool that helps investors understand how much they need to invest, assuming a certain rate of return, to achieve their financial goals. FD Calculator: The FD (Fixed Deposit) Calculator is a straightforward tool designed to help you estimate the returns on your fixed deposits. Simply enter the principal amount, interest rate, and tenure to quickly calculate your total maturity amount and interest earned. Ideal for anyone looking to maximize their savings, this calculator makes it easy to plan your financial future. RD Calculator: The RD (Recurring Deposit) Calculator is a simple tool that helps you estimate your maturity amount and interest earned on recurring deposits. Just enter your monthly contribution, interest rate, and tenure to see how your savings will grow over time. Perfect for planning your savings strategy! EMI Calculator: The EMI (Equated Monthly Installment) Calculator is an essential tool that allows you to easily calculate your monthly loan payments. PPF Calculator: Public Provident Fund The Public Provident Fund (PPF) Calculator is a convenient tool designed to help you estimate the returns on your PPF investments. This calculator is perfect for anyone looking to maximize their long-term savings and plan for a secure financial future. SIP with Inflation Calculator: The SIP with Inflation Calculator is a powerful tool that helps you understand how inflation impacts your Systematic Investment Plan (SIP) returns. This calculator is essential for planning your finances effectively, ensuring your investments keep pace with rising costs and help you achieve your long-term financial goals. By using this app, you have to confirm that you acknowledge and accept our Privacy Policy and Terms of Service: Privacy Policy: https://gohelprakashapps.blogspot.com/2024/10/privacy-policy-sip-calculator-loan-emi.html Terms of Service: https://gohelprakashapps.blogspot.com/2024/10/terms-conditions-sip-calculator-loan.html DISCLAIMER: This app is solely a financial calculator tool and has no affiliation with NBFCs or financial service providers. It is designed exclusively for performing financial calculations and does not provide any lending services.

About

Splitty

Features
Read full description

Splitty makes splitting group expenses effortless. Start a trip, invite friends with one link, add what everyone spends, and Splitty does the math, who paid, who owes, and a short list of payments that clears everyone. Your friends do not need to create an account: they join with a tap. Track a shared kitty, log who fronted what, split bills equally or with custom amounts, and settle in seconds. FEATURES - Passwordless sign in, just your email or phone - Zero-signup guest join with a shared link - Group kitty, fronted expenses, and personal charges - Split equally or by custom amounts - Multi-currency trips with live rates (Pro) - Settle up with everything netted off, instead of one payment per expense - Every balance explains itself: what you paid, your share, what is already repaid - 52 languages, full right-to-left support for Arabic - Add your trip balance to Apple Wallet - Notifications when someone adds an expense No cash, no math, no arguments. SPLITTY PRO SUBSCRIPTION Splitty Pro is an auto-renewing subscription. - Splitty Pro Monthly: 1 month, USD 3.99 - Splitty Pro Yearly: 1 year, USD 29.99, with a 7-day free trial Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before that period ends. Manage or cancel your subscription in your Apple Account settings. Any unused portion of a free trial is forfeited when a subscription is purchased. Privacy Policy: https://splitty.om/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SIP Calculator4 screens
Splitty4 screens

Verdict

The call

The clearest difference is in-app purchases: SIP Calculator at none against Splitty's 3. SIP Calculator also leads on iOS requirement (12.0 vs 16.4). Splitty's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitty sells 3 in-app purchases, starting at $3.99 per month. SIP Calculator asks for nothing beyond the download.

UpkeepUpdate frequency

SIP Calculator ships an update every 2 weeks, Splitty every 5 days. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 6 level
SIP Calculator versus Splitty: the parameters behind the verdict, then further details
ParameterSIP CalculatorSplitty
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsYesYes
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.4
Further details — not scored
Size42 MB131 MB
Age rating4+4+
DeveloperGohel PrakashbhaiAli Adnan Haider Darwish Al-Zaabi

In-app purchases

None

SIP Calculator

No in-app purchases

3 purchases

Splitty

Subscriptions2
  • Splitty Pro (Monthly)$3.991 Month
  • Splitty Pro (Yearly)7 Days trial$29.991 Year
One-time1
  • Trip Report$0.99

Questions

Is SIP Calculator free?
SIP Calculator is free to download, with no in-app purchases.
Is Splitty free?
Splitty is free to download, with in-app purchases available.
Do SIP Calculator or Splitty have ads?
Both SIP Calculator and Splitty show ads.
Which is updated more often, SIP Calculator or Splitty?
SIP Calculator ships an update every 2 weeks, and Splitty every 5 days. Most recently, SIP Calculator was updated on November 4, 2026 and Splitty on November 6, 2026.

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