Comparison

Pathao Pay Merchant vs Karbar App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pathao Pay Merchant

This app simplifies merchant account creation for businesses. It offers a versatile digital payment solution for quick and effortless financial management, empowering users to transact, access, and manage funds all in one place.

Highlights
  • Easy merchant account creation
  • Digital payment wallet
  • Instant money withdrawal
  • NID verification
  • Fast onboarding
Features
Read full description

Creating a merchant account has never been easier. Get onboarded to Pathao Pay as a business owner. This is more than just a digital wallet - Pathao Pay is a versatile digital payment wallet offering a range of services that simplifies the financial life of its users, making it flexible, quick, and effortless. We're on a mission to empower young individuals to take control of your financial life with ease and peace of mind. Transact. Access. Manage. All in one! WHAT IS NEW? - Sign Up with less than 5mins. - Get verified with your NID and a live verification. - Start taking your payments through your merchant account. - Withdraw your money instantly to your bank account

About

Karbar App

This app helps small and medium businesses manage their operations digitally. It offers tools for inventory tracking, accounting, invoicing, and customer relationship management. Streamline your business finances and operations from a single platform.

Highlights
  • Inventory tracking
  • Financial management
  • Professional invoicing
  • Customer relationship management
  • Offline and online functionality
  • Data backup and security
Features
Read full description

Karbar App empowers business owners to take control of their business, whether online or offline. Designed for small and medium businesses, this comprehensive management app transforms how you run your business day-to-day. Track inventory, manage accounts, and boost cash flow with our powerful yet user-friendly tools. Stay on top of customer payments, strengthen client relationships, and make data-driven decisions from one integrated platform. Karbar App is for all growing businesses: - Retailers and Shop Owners - Wholesalers and Distributors - Home-Based and Small Businesses - Freelancers and Service Providers - Manufacturers and Traders Financial Management Made Easy - Simple Bookkeeping for Businesses: Record sales, purchases, and expenses effortlessly - Business Insights: View 20+ Reports on business revenue, expenses, inventory, profit & loss to make informed business decisions Simplified Invoicing - Professional Invoicing: Generate & share customized invoices & quotations in seconds, complete with your business logo, signature, and multiple style options. - Upload Bill Images Digitally: Take photos of paper bills and store them securely within Karbar for easy reference. Efficient Inventory Management - Track Inventory: Manage inventory in real-time, group items into categories, receive low-stock alerts, and analyze product performance. - Flexible Pricing Management: Set different prices for products such as MRP and Wholesale prices. Customer Relationship Management (CRM) - Party Management: Easily manage your customer and supplier ledger in one place, and keep track of their details & transactions with your business. - Send Payment Reminders: Set Due Date Reminders for credit transactions and easily send reminders to customers to collect money on time. Advanced Business Management - Bank Account Management: Manage multiple bank accounts & track their payment history. - Share Transactions Links: Send your customers online link to view their transactions easily. Built for Usability, Reliability & Security - Works Offline & Online: Record transactions and access data anytime, anywhere. - App Lock & Security: Protect your data with app lock and security features. - Backup: Advanced automatic data backup & security mechanism. Utility Tools for Everyday Business Needs - Data Import: Import existing customer and product data from Excel to get started quickly. - Business & Greeting Cards: Share personalized business cards and greetings to customers. - Business Calculators: Use built-in EMI, interest, and other financial calculators for quick calculations. - Reminder Alerts: Set important reminders to keep your business organized and on schedule. Download Karbar App today & start managing your business digitally!

Screenshots

Pathao Pay Merchant4 screens
Karbar App4 screens

Verdict

The call

The clearest difference is review sentiment: Karbar App at 100% against Pathao Pay Merchant's 0%. Karbar App also leads on rating (4.6 vs 3.1). Pathao Pay Merchant's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Karbar App holds the better App Store score, 4.6 against 3.1. Both are backed by a comparable volume of ratings — 8 and 10 respectively. Written reviews point the same way: 0% of Pathao Pay Merchant's written reviews are positive against 100% of Karbar App's.

UpkeepUpdate frequency

Pathao Pay Merchant ships an update every 2 months, Karbar App every 5 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Pathao Pay Merchant versus Karbar App: the parameters behind the verdict, then further details
ParameterPathao Pay MerchantKarbar App
PriceFreeFree
Rating3.1 (8 ratings)4.6 (10 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings810 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.5.0
Further details — not scored
Size47 MB94 MB
Age rating4+17+
DeveloperPATHAO LTD.Byte Care Technology Pvt Ltd

Customer experience

Pathao Pay Merchant

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Karbar App

All ratings9 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pathao Pay Merchant

No in-app purchases

None

Karbar App

No in-app purchases

Questions

Is Pathao Pay Merchant free?
Pathao Pay Merchant is free to download, with no in-app purchases.
Is Karbar App free?
Karbar App is free to download, with no in-app purchases.
Which has better reviews, Pathao Pay Merchant or Karbar App?
Karbar App is rated higher. Pathao Pay Merchant averages 3.1 out of 5 from 8 ratings, while Karbar App averages 4.6 from 10 ratings.
Do Pathao Pay Merchant or Karbar App have ads?
Karbar App shows ads; Pathao Pay Merchant does not.
Which is updated more often, Pathao Pay Merchant or Karbar App?
Pathao Pay Merchant ships an update every 2 months, and Karbar App every 5 weeks. Most recently, Pathao Pay Merchant was updated on October 24, 2026 and Karbar App on October 24, 2026.

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