Mortgage Tracker | SPARC vs Rate Visions
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mortgage Tracker | SPARC
This app helps you manage and understand your mortgage details. It calculates key metrics, provides an amortization schedule, and visualizes your financial progress. Keep track of multiple properties with iCloud syncing across your iOS devices.
- Calculate principal, interest, and monthly payments
- View detailed amortization schedules
- Visualize mortgage data with graphs
- Sync data across iOS devices via iCloud
- Track multiple mortgages simultaneously
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Introducing our intuitive iOS app designed to streamline tracking and management of your mortgage details, giving you full financial clarity and control: With our app, you can: • Calculate Key Mortgage Metrics: Easily compute essential figures like principal, interest, premium, and monthly payments tailored to your unique mortgage terms, making it easy to stay informed. • Access a Detailed Amortization Schedule: Visualize your mortgage payoff journey over time with an in-depth amortization chart, providing you with a clear and intuitive snapshot of interest versus principal payments. • Enjoy Simple and Intuitive Visualization: Navigate through your mortgage data effortlessly with user-friendly graphs and charts that make complex financial information easy to understand at a glance. • Keep Your Data Synced: Automatically sync mortgage information across all your iOS devices via iCloud, so you always have up-to-date data wherever you go. • Organize Multiple Mortgages: Track and manage multiple properties with separate calculations, and view individual or aggregate details at a glance, perfect for managing personal and investment properties alike. Take control of your mortgage journey with simple and effective visualization – download our app today and achieve better financial management!
Rate Visions
Compare real-time mortgage and loan interest rates to simplify your financial decisions. This app helps you track options for buying a home, refinancing, or managing investment properties with built-in calculators.
- Compare loan options
- Track real-time interest rates
- Mortgage calculators
- Manage investment properties
- Simplify financial decisions
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- Compare loan options, and track real-time interest rates—all in one powerful app. - Whether you’re buying your first home, refinancing, or managing investment properties - Simplifies complex financial decisions with precision. - Mortgage calculators
Screenshots
Verdict
Mortgage Tracker | SPARC and Rate Visions both sit at 5.0 stars, but that hides the real split: 100% of Rate Visions's written reviews are positive against 50% of Mortgage Tracker | SPARC's. Rate Visions also leads on in-app purchases (none vs 1) and ratings volume (6 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mortgage Tracker | SPARC sells 1 one-off in-app purchase. Rate Visions asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Mortgage Tracker | SPARC against 5.0 for Rate Visions. That said, the two scores are not equally well evidenced: Rate Visions has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 50% of Mortgage Tracker | SPARC's written reviews are positive against 100% of Rate Visions's.
Mortgage Tracker | SPARC ships an update weekly, Rate Visions every 4 days. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.
| Parameter | Mortgage Tracker | SPARC | Rate Visions |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (6 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 6 — better |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 5 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | SPARC SOLUTIONS LLC | Wonderate |
Customer experience
Mortgage Tracker | SPARC
Rate Visions
In-app purchases
Mortgage Tracker | SPARC
- Create Unlimited Mortgages$0.99
Rate Visions
No in-app purchases
Questions
Is Mortgage Tracker | SPARC free?
Is Rate Visions free?
Which has better reviews, Mortgage Tracker | SPARC or Rate Visions?
Do Mortgage Tracker | SPARC or Rate Visions have ads?
Which is updated more often, Mortgage Tracker | SPARC or Rate Visions?
Other comparisons
