Comparison

KEEP by Fast FX vs Silio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KEEP by Fast FX

Easily send and request money with instant, secure transactions. This app offers a user-friendly interface for managing all your financial exchanges, with multi-currency support and detailed transaction history.

Highlights
  • Instant money transfers
  • Request money easily
  • Secure transactions
  • User-friendly interface
  • Transaction history tracking
  • Multi-currency support
  • Integration with contacts
Features
Read full description

Keep: Send and Request Money with Ease Welcome to Keep, the ultimate solution for seamless money transfers and requests. Whether you're splitting a dinner bill, paying rent, or sending a gift, Keep makes financial transactions simple, secure, and fast. Key Features: Instant Transfers: Send money to friends and family instantly. With Keep, your transactions are processed in real-time, ensuring that your funds reach their destination without delay. Request Money: Easily request money from others. Whether it's for shared expenses or a group gift, Keep allows you to send a request with just a few taps. Secure Transactions: Your security is our top priority. Keep uses advanced encryption and security protocols to protect your financial information and ensure that your transactions are safe. User-Friendly Interface: Navigate through the app with ease. Keep's intuitive design makes it simple for anyone to send or request money, regardless of their tech-savviness. Transaction History: Keep track of all your transactions in one place. View your complete transaction history to manage your finances better and ensure transparency. Multi-Currency Support: Send and receive money in multiple currencies. Keep supports a wide range of currencies, making it ideal for international transactions. Personalized Notifications: Stay informed with real-time notifications. Get alerts for incoming and outgoing transactions, so you're always in the loop. Integration with Contacts: Easily find and connect with friends and family. Keep integrates with your phone's contacts, making it simple to send or request money from people you know. Why Choose Keep? - Reliability: Count on Keep for consistent and dependable service. Our robust infrastructure ensures that your transactions are processed smoothly every time. - Customer Support: Our dedicated support team is here to help. Whether you have a question or need assistance, we're just a message away. Keep@fastfx.co.uk - No Hidden Fees: Enjoy transparent pricing with no hidden charges. Keep offers competitive rates and clear transaction fees, so you know exactly what you're paying. Join the Keep community today and experience the future of money transfers. Download Keep now and start sending and requesting money with ease!

About

Silio

Features
Read full description

Silio is the calm, intentional money companion that helps you budget smarter, chase meaningful goals, and build the life you actually want; all in one beautifully simple app. ZERO-BASED BUDGETING THAT WORKS Give every pound, dollar, or naira a purpose. Silio's zero-based budgeting system ensures nothing slips through the cracks. Set monthly income, create spending categories, log expenses on the go, and watch your remaining balance update in real time with a stunning 3D pie chart overview. • Support for GBP, USD, NGN, and CAD • Track daily expenses by category • Visual budget ring showing spent vs. remaining • Monthly budget history and trends GOALS FOR EVERY PART OF LIFE Silio goals aren't limited to saving targets. Set goals for your career, health, relationships, learning — anything that matters to you. Break each goal into actionable tasks, track progress, and celebrate milestones along the way. • Create unlimited life goals with deadlines • Break goals into bite-sized tasks • Visual progress tracking with milestone celebrations • AI-powered progress insights VISION BOARD — SEE THE LIFE YOU'RE BUILDING Create beautiful, shareable vision boards to keep your aspirations front and centre. Add images, collaborate with friends and family, and revisit your vision daily to stay inspired and focused. • Create multiple themed boards • Invite collaborators to shared boards • Real-time activity notifications • Visual inspiration that fuels daily motivation AI INSIGHTS & GENTLE NUDGES Silio's smart coaching engine analyses your spending patterns, goal progress, and habits — then delivers personalised, encouraging nudges that keep you on track without ever shaming you. • Behavioural spending analysis • Weekly motivation messages • Monthly challenge prompts • Budget warning alerts when you're nearing limits COMPREHENSIVE MONTHLY REPORT Receive a beautifully designed monthly report delivered straight to your inbox on the last day of every month. It includes your full financial summary, goal progress, task completion rates, vision board activity, and an AI-generated note highlighting your wins and where to focus next. NET WORTH TRACKING See the bigger picture. Track assets and liabilities over time to understand your true financial position and watch your wealth grow month by month. BUILT FOR YOUR PRIVACY Your data stays yours — encrypted, private, and never sold. Silio is designed with security-first principles, including row-level security and encrypted authentication.

Screenshots

KEEP by Fast FX4 screens
Silio4 screens

Verdict

The call

The clearest difference is ads: Silio at none against KEEP by Fast FX's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KEEP by Fast FX ships an update every 10 days, Silio fortnightly. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
KEEP by Fast FX versus Silio: the parameters behind the verdict, then further details
ParameterKEEP by Fast FXSilio
PriceFreeFree
Rating4.7 (3 ratings) — better—
Positive reviews77.3% of reviews—
Number of ratings3 — better—
Update frequencyEvery 10 days — betterFortnightly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size47 MB11 MB
Age rating17+17+
DeveloperFast FXBluestix Consulting Ltd

In-app purchases

None

KEEP by Fast FX

No in-app purchases

None

Silio

No in-app purchases

Questions

Is KEEP by Fast FX free?
KEEP by Fast FX is free to download, with no in-app purchases.
Is Silio free?
Silio is free to download, with no in-app purchases.
Do KEEP by Fast FX or Silio have ads?
KEEP by Fast FX shows ads; Silio does not.
Which is updated more often, KEEP by Fast FX or Silio?
KEEP by Fast FX ships an update every 10 days, and Silio fortnightly. Most recently, KEEP by Fast FX was updated on October 7, 2026 and Silio on October 8, 2026.

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