Comparison

Selcom Pesa vs Vertex Mobile Trading

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Selcom Pesa

This digital financial app, licensed by the Bank of Tanzania, helps Tanzanian citizens manage their money globally. It offers flexible transaction bundles, instant loans with credit score access, and secure payment options. Onboarding is quick and easy, with 24/7 customer support available in English and Kiswahili.

Highlights
  • Flexible transaction bundles
  • Instant loans and credit score access
  • Smart and easy onboarding
  • Manage multiple account balances
  • Secure and instant payments
  • Rewards for inviting friends
  • Instant Lipa Namba (TanQR) registration
Features
Read full description

Switch to Selcom Pesa…or Keep Overpaying Designed to Help You Keep More of What You Earn. Most apps quietly charge you more than they should — Selcom Pesa doesn’t. Selcom Pesa is a digital financial app licensed by the Bank of Tanzania (BoT) and designed for Tanzanian citizens living globally. You can open an account easily using your valid NIDA card or Tanzanian passport. What Makes Selcom Pesa Stand Out Choose a Transactional Bundle that Fits Your Lifestyle Save more as you spend: • Daily – Kwa Jero: 5 transactions for 24 hours • Weekly – Wiki Boost: 35 transactions for 7 days • Monthly – Hello Mwezi: 150 transactions for 30 days Instant Loans and Credit Score Access Track your Selcom Pesa Credit Score and unlock pre-approved 7-day and 14-day digital loans up to TZS 1,000,000. Boost your score by: • Transacting frequently • Uploading your mobile money statement • Repaying on time Loan Examples 7-Day Loan • Loan Amount: TZS 50,000 • Interest Fee: TZS 6,500 • Total Repayment within 7 days: TZS 56,500 Penalty added after 7 days: TZS 1695 APR* 16% 14-Day Loan Example • Loan Amount: TZS 50,000 • Interest Fee: TZS 8,500 • Total Repayment within 14 days: TZS 58,500 Penalty added after 14 days: TZS 2925 APR* 22% *Annual Percentage Rate (APR) Jisoti loans are short-term emergency loans. The cost of a Jisoti loan is: a once-off Interest (13% for 7 day loan and 17% for 14 day loan) and a once-off penalty (3% for 7 day loan and 5% for 14 day loan) on outstanding amount. If the loan is repaid within term (7/14 days), annual cost to the customer is Interest only. If the loan is repaid after 60 days, the annual cost to the customer is Interest and Penalty (applied once on outstanding unpaid amount). There is no other fee or compounding charge that the customer would be liable to pay at the end of the year or in perpetuity. Smart and Easy Onboarding Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics. No paperwork. No hassle. Flexible Accounts Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly — all in one place. Secure and Instant Payments Pay any merchant in Tanzania via TanQR or Lipa Namba — fast, reliable, and secure. Rewards for Invite Earn up to TZS 2,000 for every friend who joins Selcom Pesa and starts transacting. (Terms and Conditions apply.) Get an Instant Selcom Lipa Namba (TanQR) Register instantly within the app to receive payments through your Selcom Lipa number — ideal for small businesses, side hustles, and freelancers. Built for All • 24/7 customer support (toll-free) • Bilingual experience — English or Kiswahili • Advanced encryption and compliance with BoT regulations Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom — built for Tanzanians, wherever you are in the world.

About

Vertex Mobile Trading

Features
Read full description

Vertex Mobile Trading is an all-in-one solution for investors, offering a powerful suite of tools to manage your stock trading activities. With Vertex, you can easily open a CDS account, buy and sell stocks, monitor your portfolio, and access live market statistics—all from the convenience of your mobile device. Designed to support investors at every stage, Vertex provides up-to-date market insights and performance tracking, helping you make informed trading decisions and maximize your investment potential.

Screenshots

Selcom Pesa4 screens
Vertex Mobile Trading4 screens

Verdict

The call

The clearest difference is update cadence: Vertex Mobile Trading at every 2 weeks against Selcom Pesa's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Selcom Pesa ships an update monthly, Vertex Mobile Trading every 2 weeks. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

Scorecard1 real difference · 9 level
Selcom Pesa versus Vertex Mobile Trading: the parameters behind the verdict, then further details
ParameterSelcom PesaVertex Mobile Trading
PriceFreeFree
Rating4.5 (11 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings11 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.6
Further details — not scored
Size204 MB38 MB
Age rating4+4+
DeveloperSelcom Paytech LimitedVERTEX INTERNATIONAL SECURITIES LIMITED

In-app purchases

None

Selcom Pesa

No in-app purchases

None

Vertex Mobile Trading

No in-app purchases

Questions

Is Selcom Pesa free?
Selcom Pesa is free to download, with no in-app purchases.
Is Vertex Mobile Trading free?
Vertex Mobile Trading is free to download, with no in-app purchases.
Do Selcom Pesa or Vertex Mobile Trading have ads?
Neither Selcom Pesa nor Vertex Mobile Trading shows ads.
Which is updated more often, Selcom Pesa or Vertex Mobile Trading?
Selcom Pesa ships an update monthly, and Vertex Mobile Trading every 2 weeks. Most recently, Selcom Pesa was updated on October 21, 2026 and Vertex Mobile Trading on October 20, 2026.

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