Comparison

Bugdet Control vs Finly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bugdet Control

Features
Read full description

Tenha controle total das suas despesas fixas mensais! Este aplicativo foi criado para te ajudar a organizar e acompanhar suas despesas recorrentes de forma simples e prática. Ao iniciar um novo mês, você pode reiniciar o status das suas despesas como "em aberto" e ir marcando à medida que for realizando os pagamentos — garantindo que nada seja esquecido. Com isso, você tem uma visão clara dos seus compromissos financeiros fixos e consegue planejar melhor seus gastos variáveis, mantendo o controle do seu orçamento mensal.

About

Finly

Track expenses and build budgets without linking bank accounts. This AI-powered app uses voice commands, receipt scanning, and statement imports for complete privacy. Get insights into spending patterns and receive alerts before you overspend.

Highlights
  • AI-powered voice expense logging
  • Import bank statements (PDF/CSV)
  • Receipt scanning with AI
  • Customizable budgets and alerts
  • Spending breakdown and trend charts
  • Bank-level privacy, no account linking
Features
Read full description

Track every dollar without linking a single bank account. Most budgeting apps demand access to your bank login. They sync your accounts, store your credentials, and share your financial data with third parties. Finly does none of that. Finly is the only AI-powered budget tracker and expense planner built entirely around your privacy - no bank connections, no credential storage, no sharing of your personal financial records with third parties. Your financial life stays yours. "The voice logging is a game changer. I'm always on the subway or in the car and just being able to say what I spent without typing it out is so convenient." - Mark, App Store, 5 stars TRACK EXPENSES BY VOICE Open Finly and just say it. Finly's AI understands natural language and logs your expense instantly - category, amount, and note included. No typing, no menus, no friction. Whether you are at a coffee shop or stepping out of an Uber, your expense is logged before you put your phone away. IMPORT YOUR BANK STATEMENTS No bank password needed. Download a PDF or CSV statement from your bank's website - the same way you would to file your taxes - and upload it to Finly. The AI reads, categorizes, and organizes every transaction automatically. Works with any bank in the world: Chase, Bank of America, Wells Fargo, HSBC, Barclays, TD Bank, local credit unions - if your bank produces a statement, Finly can read it. UNDERSTAND WHERE YOUR MONEY GOES See exactly where every dollar goes with clear spending breakdowns by category. Finly generates monthly summaries and week-over-week trend charts so you can spot patterns over time. When did your grocery spending spike? What subscriptions are silently draining your budget? Finly answers all of it with zero bank access required. BUILD BUDGETS THAT ACTUALLY WORK Create spending limits by category and get notified before you overspend - not after. Most people fail at budgeting because they only find out at month end. Finly's real-time tracking means you know your status today. Set a grocery budget, a dining budget, an entertainment budget. Finly shows you exactly how much runway you have left in each. SNAP RECEIPTS INSTANTLY See a receipt? Take a photo. Finly's AI reads the merchant, date, and total and logs it automatically. No manual entry, no forgetting what you spent. Works for restaurants, retail, pharmacies, gas stations - any receipt you receive. BUILT FOR BANK-LEVEL PRIVACY Zero bank connections means zero exposure. Your financial data is never sold. Your credentials are never stored. No third-party financial aggregator ever touches your private records. You get all the power of a modern AI finance app with none of the privacy risks of bank-connected alternatives. MORE FEATURES - AI spending insights that surface unusual patterns and savings opportunities - Currency conversion for travelers and people with international income - Shareable milestone cards for paying off debt or hitting savings goals - Category customization so your budget reflects how you actually live - Manual transaction logging for cash and in-person payments - Subscription tracker to catch recurring charges you may have forgotten WHO FINLY IS FOR Finly is for anyone who wants to manage money without surrendering privacy. For people who pay with cash. For freelancers managing income from multiple sources. For anyone burned by data breaches who refuses to hand banking credentials to a third-party app. For anyone who tried Mint, YNAB, or Rocket Money and thought: why does this need my bank password just to help me budget? Finly works differently. Always has. Download Finly today and take back control of your money. Privacy Policy: https://heyfinly.ai/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Bugdet Control3 screens
Finly4 screens

Verdict

The call

The clearest difference is in-app purchases: Bugdet Control at none against Finly's 3. Bugdet Control also leads on update cadence (every 2 days vs every 2 weeks) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finly sells 3 in-app purchases, starting at $4.99 per month. Bugdet Control asks for nothing beyond the download.

UpkeepUpdate frequency

Bugdet Control ships an update every 2 days, Finly every 2 weeks. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Bugdet Control versus Finly: the parameters behind the verdict, then further details
ParameterBugdet ControlFinly
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size30 MB79 MB
Age rating4+17+
DeveloperMaicon da Silva LeffaR.S Digital Labs

In-app purchases

None

Bugdet Control

No in-app purchases

3 purchases

Finly

Subscriptions2
  • Finly Premium Monthly1 Month trial$4.991 Month
  • Finly Premium Yearly1 Month trial$49.991 Year
One-time1
  • Finly Premium Lifetime$99.99

Questions

Is Bugdet Control free?
Bugdet Control is free to download, with no in-app purchases.
Is Finly free?
Finly is free to download, with in-app purchases available.
Do Bugdet Control or Finly have ads?
Neither Bugdet Control nor Finly shows ads.
Which is updated more often, Bugdet Control or Finly?
Bugdet Control ships an update every 2 days, and Finly every 2 weeks. Most recently, Bugdet Control was updated on October 17, 2026 and Finly on October 19, 2026.

Other comparisons