Pays Wallet vs 1'618

Pays Wallet is a modern money app for people who move between currencies, countries, and everyday spending. Send money to contacts, receive funds quickly, deposit by bank transfer, withdraw to your bank, exchange supported currencies, and spend with a virtual Visa card. Built for cross-border money movement - Send to saved contacts or email addresses - Receive funds with a QR code or payment address - Deposit GBP, USD, and EUR by supported bank transfer rails - Withdraw to supported bank accounts - Exchange supported currencies with clear quotes before you confirm - Track deposits, withdrawals, exchanges, transfers, card top-ups, and purchases in one activity feed Spend online and in-store - Create and manage virtual Visa cards - Top up your card from your Pays balance - Track card payments as they happen - Manage up to 5 virtual cards - Complete identity verification for card access Designed for everyday finance - Secure sign-in with email, Apple, or Google - Face ID and passkey authentication - In-app support chat when you need help - Light and dark mode Services, currencies, and card availability may vary by country and verification status.

Step into the future with 1’618, the contactless wearable app that combines design, simplicity, and secure technology. Add your payment card, connect your ring or bracelet, and pay anywhere with a single tap — certified by Mastercard® and Visa® for global trust and protection. Every detail is shaped by real people — a brand built by the people who wear it, for those who move through life with purpose and style. From morning to night, from travel to training, 1’618 keeps you connected and free to express yourself through effortless experiences. Setup takes minutes. Add your card, manage your wearable, and track your activity — all in one intuitive app. Designed with the world ahead in mind, because 1’618 was born in 2050 — built for where life is going, not where it’s been. Your future moves with you — start living it today.