Comparison

Pays Wallet vs BPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pays Wallet

Manage your cryptocurrency with a smart wallet that allows sending, receiving, and swapping tokens. Convert your crypto into cash with a virtual Visa card for everyday spending at any merchant that accepts Visa.

Highlights
  • Smart account wallet with multi-chain support
  • Send crypto to contacts, emails, or wallet addresses
  • Swap tokens across chains with live pricing
  • Buy and sell crypto with local currency
  • Virtual Visa card for spending crypto
  • Manage up to 5 virtual cards
  • Face ID and passkey authentication
Features
Read full description

Pays Wallet is a modern money app for people who move between currencies, countries, and everyday spending. Send money to contacts, receive funds quickly, deposit by bank transfer, withdraw to your bank, exchange supported currencies, and spend with a virtual Visa card. Built for cross-border money movement - Send to saved contacts or email addresses - Receive funds with a QR code or payment address - Deposit GBP, USD, and EUR by supported bank transfer rails - Withdraw to supported bank accounts - Exchange supported currencies with clear quotes before you confirm - Track deposits, withdrawals, exchanges, transfers, card top-ups, and purchases in one activity feed Spend online and in-store - Create and manage virtual Visa cards - Top up your card from your Pays balance - Track card payments as they happen - Manage up to 5 virtual cards - Complete identity verification for card access Designed for everyday finance - Secure sign-in with email, Apple, or Google - Face ID and passkey authentication - In-app support chat when you need help - Light and dark mode Services, currencies, and card availability may vary by country and verification status.

About

BPay

Features
Read full description

BPayApp provides a secure way to access and manage payment-related services from your mobile device. Users sign in using their email address and a short identity verification step designed to help protect accounts and prevent unauthorized access. The app focuses on simplicity, security, and reliability, making it easy to complete essential actions without unnecessary complexity. Key Features - Secure user authentication - Identity verification to help prevent fraud - Simple, streamlined user experience - Designed with security and privacy in mind BPayApp does not use data for advertising or tracking purposes. Information provided during sign-in is used strictly for authentication, security, and app functionality.

Screenshots

Pays Wallet4 screens
BPay4 screens

Verdict

The call

The clearest difference is iOS requirement: BPay at 13.0 against Pays Wallet's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pays Wallet ships an update every 2 months, BPay every 4 weeks. The most recent releases landed on October 19, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Pays Wallet versus BPay: the parameters behind the verdict, then further details
ParameterPays WalletBPay
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size76 MB156 MB
Age rating4+4+
DeveloperPays Solutions Technology LimitedBrickellsoft LLC

In-app purchases

None

Pays Wallet

No in-app purchases

None

BPay

No in-app purchases

Questions

Is Pays Wallet free?
Pays Wallet is free to download, with no in-app purchases.
Is BPay free?
BPay is free to download, with no in-app purchases.
Do Pays Wallet or BPay have ads?
Neither Pays Wallet nor BPay shows ads.
Which is updated more often, Pays Wallet or BPay?
Pays Wallet ships an update every 2 months, and BPay every 4 weeks. Most recently, Pays Wallet was updated on October 19, 2026 and BPay on October 25, 2026.

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