Pays Wallet vs Slatefi

Pays Wallet is a modern money app for people who move between currencies, countries, and everyday spending. Send money to contacts, receive funds quickly, deposit by bank transfer, withdraw to your bank, exchange supported currencies, and spend with a virtual Visa card. Built for cross-border money movement - Send to saved contacts or email addresses - Receive funds with a QR code or payment address - Deposit GBP, USD, and EUR by supported bank transfer rails - Withdraw to supported bank accounts - Exchange supported currencies with clear quotes before you confirm - Track deposits, withdrawals, exchanges, transfers, card top-ups, and purchases in one activity feed Spend online and in-store - Create and manage virtual Visa cards - Top up your card from your Pays balance - Track card payments as they happen - Manage up to 5 virtual cards - Complete identity verification for card access Designed for everyday finance - Secure sign-in with email, Apple, or Google - Face ID and passkey authentication - In-app support chat when you need help - Light and dark mode Services, currencies, and card availability may vary by country and verification status.

Slate is a global money account built for how you actually move money today. Hold, send, and spend across currencies and borders without the usual friction. One account with access to bank rails, crypto, and mobile money. Hold multiple currencies • USD, EUR, and GBP accounts with your own details for ACH, Wire, SEPA, and Faster Payments • USDC, USDT, PYUSD, and EURC on Solana, Ethereum, Base, and Polygon • NGN and GHS wallets for instant local payouts Send money globally • Bank transfers to the US, UK, EU, Nigeria, and Ghana • Crypto transfers to any wallet across supported networks • Mobile money payouts to MTN, Telecel, AirtelTigo in Ghana, and major Nigerian banks • Live FX rates so you see exactly what the recipient gets before sending Spend with a virtual card Create a virtual card funded from your balance. Pay online, track transactions, and view merchant details in real time. Earn on your balance Idle dollar balances earn yield automatically. No lockups. Withdraw anytime. Built for real-world use • Face ID and PIN protection on every session • Instant notifications when money moves • Clear, detailed receipts • Support for 20+ countries at launch Pay a freelancer in Lagos, send money to family in Accra, get paid in USD, or hold stablecoins. Slate keeps it simple. Download Slate and get a global account in minutes.